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Find Life Insurance Agents in Los Osos, CA

Browse life insurance agents serving Los Osos, California. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Los Osos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 life insurance agents in Los Osos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ion Financial & Insurance Services
2106 9th St, Los Osos, CA 93402
(805) 528-4358 ifisconnection.com
Life Insurance 805
2106 9th St Ste. B, Los Osos, CA 93402
(805) 528-1350 lifeinsurance805.com
Ballesteros Family Insurance
2190 Sombrero Dr, Los Osos, CA 93402
(805) 772-9400 ballesterosfis.com

Life insurance agents in Los Osos, California help residents find coverage that fits their needs and budget. California law requires all life insurance agents to hold a valid license from the California Department of Insurance. Local agents can explain policy options and guide you through the application process.

What Does a Life Insurance Agent in Los Osos Cost?

Life insurance costs in California vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $30 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid life-only or life and disability insurance license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam.
How do I verify a life insurance agents license in Los Osos?
You can verify an agents license on the California Department of Insurance website using the license search tool. This confirms the agent is in good standing and authorized to sell life insurance in California.
What types of life insurance are available in Los Osos?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole and universal life offer permanent coverage with a cash value component.