Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 life insurance agents in Morro Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Karen Perlette - State Farm Insurance Agent
783 Quintana Rd #2, Morro Bay, CA 93442
(805) 772-7363
karenperlette.com
Relation Insurance - Engle Group
310 Morro Bay Blvd Suite 202, Morro Bay, CA 93442
(805) 772-1201
relationinsurance.com
Edward Jones - Financial Advisor: Nelson Pamplona
501 Harbor St, Morro Bay, CA 93442
(805) 772-6188
edwardjones.com
In This Life Travel, LLC
895 Napa Ave A-4, Morro Bay, CA 93442
(805) 927-6910
inthislife.com
Farmers Insurance - Jennifer White
750 Morro Bay Blvd, Morro Bay, CA 93442
(805) 548-8530
agents.farmers.com
Morro Rock Insurance Agency
630 Quintana Rd #172, Morro Bay, CA 93442
(805) 235-0913
morrorockinsurance.com
Secure Health Insurance Solutions
630 Quintana Rd #172, Morro Bay, CA 93442
(805) 235-0913
morrorockinsurance.com
What Does a Life Insurance Agent in Morro Bay Cost?
Life insurance costs in California vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies cost more often starting at 100 dollars per month for the same coverage. Costs also depend on the insurers financial rating and your specific risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Morro Bay need?
A life insurance agent in California must hold a valid life-only or life and disability insurance license from the California Department of Insurance. Agents must also complete continuing education every two years to keep their license active.
How do I choose a life insurance agent in Morro Bay?
Look for an agent with experience in the type of policy you want such as term or whole life. Check their license status on the California Department of Insurance website and ask about their knowledge of local health factors like coastal living risks.
Are there California rules about life insurance beneficiary designations?
Yes California has specific laws. A divorce automatically revokes a former spouse as beneficiary unless the policy says otherwise. Also California community property rules may give a spouse rights to half the policy proceeds even if not named.