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Find Life Insurance Agents Near You in Pismo Beach, CA

Directory of life insurance agents in Pismo Beach, California. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Pismo Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 life insurance agents in Pismo Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
California Heritage Insurance Services
575 Price St STE 106, Pismo Beach, CA 93449
(805) 544-8400 calheritageins.com
Farmers Insurance - Elizabeth Head
320 James Way #210, Pismo Beach, CA 93449
(805) 481-1416 agents.farmers.com
Neff & Associates Insurance Services
330 James Way #110, Pismo Beach, CA 93449
(805) 773-1710 insurewithneff.com
Sherri Banta Group
501 Shell Beach Rd Suite E, Pismo Beach, CA 93449
(805) 471-1841 sherribantagroup.com
Rob Railsback - State Farm Insurance Agent
300 James Way #250, Pismo Beach, CA 93449
(805) 773-7470 robrailsback.com
Safe Money, Insurance Services
791 Price St #102, Pismo Beach, CA 93449
(805) 710-3986
Daniel Cole - Aflac Insurance Agent
310 James Way #150, Pismo Beach, CA 93449
(805) 453-8661

Life insurance agents in Pismo Beach help residents find coverage that fits their needs and budget. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain term life, whole life, and universal life policies available in San Luis Obispo County.

What Does a Life Insurance Agent in Pismo Beach Cost?

Typical costs for life insurance in California vary by age, health, and policy type. A healthy 35 year old might pay 20 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies often cost 100 to 300 dollars per month for similar coverage. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in California?
Agents must hold a valid California life insurance license from the California Department of Insurance. They must complete continuing education every two years to renew the license.
How long does it take to get life insurance in Pismo Beach?
The process can take from a few days to several weeks. It depends on the policy type and whether a medical exam is required. California law allows a 30 day free look period after you receive the policy.