The top-rated life insurance agent in Farmington, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include North American Underwriters, Bankers Life, Nick Pitruzzello - Independent Insurance Broker & Retirement Planning. This directory lists 21 life insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Zelem - State Farm Insurance Agent | 248 Main St | (860) 404-2952 |
| 2 | North American Underwriters | 16 Spring Ln STE 1 | (860) 674-4000 |
| 3 | Bankers Life | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 4 | Nick Pitruzzello - Independent Insurance Broker & Retirement Planning | 20 Waterside Dr Suite 202 | (860) 251-9161 |
| 5 | Progressive Insurance - Claims Office | 30 Batterson Park Rd Suite 200 | (800) 776-4737 |
| 6 | Insurance Alternatives Inc. | 128 Garden St | (860) 677-0553 |
| 7 | Robert Murphy, Bankers Life Agent | 195 Scott Swamp Rd Ste 2 | (860) 674-0342 |
| 8 | Wentworth Insurance | 20 Batterson Park Rd # 120 | (860) 676-3073 |
| 9 | Lindquist Insurance Associates, Inc. | 6 Executive Dr #119 | (860) 224-2413 |
| 10 | The Beam Agency, LLC | 10 Forest Park Dr #1-RR | (860) 672-1733 |
Josh Zelem - State Farm Insurance Agent serves the Farmington, CT, metro area as a life insurance agent. The company assists individuals in this region with planning for long-term financial stability and family protection. A life insurance agent in this area typically helps clients evaluate different policy options to ensure dependents are covered after an unexpected loss. Josh Zelem - State Farm Insurance Agent routinely handles term life insurance for temporary coverage needs and whole life insurance for permanent, lifelong benefit planning.
North American Underwriters in Farmington, CT offers a full range of life insurance solutions, including term, whole, and universal life policies designed to provide financial protection for families and individuals. It also provides long-term care planning and strategies to help clients maintain their coverage over time through regular portfolio reviews and policy updates. The agency services single-family homes, apartments, retail, and restaurants in the local area.
Bankers Life serves homeowners, renters, and professionals in Farmington, Connecticut, by offering life insurance policies that help protect families from financial hardship. The agency assists clients in selecting term or permanent coverage suited to their long-term needs and budget. It also provides guidance on supplemental health insurance products for individuals planning retirement or managing medical expenses. Representatives work closely with customers to explain policy details and adjust coverage as life circumstances change. The agency extends its services to residents of Unionville and the greater Hartford metropolitan area.
Nick Pitruzzello - Independent Insurance Broker & Retirement Planning in Farmington, CT, guides clients in distinguishing between one-time term life policies and recurring permanent coverage options. Services focus on assessing individual protection needs and retirement income goals. As a life insurance agent, the firm provides professional support to help select appropriate policy structures for local residents. Appointments and consultations are available on both a scheduled and as-needed basis, depending on the specific service required.
Progressive Insurance - Claims Office serves Farmington, Connecticut and the surrounding communities in Hartford County. It handles standard life insurance agent services, including policy enrollment, beneficiary updates, and coverage adjustments for local residents. The company guides clients through the application process and assists with claims under existing policies. For a typical policy change or new application, it reviews the individual's current coverage needs and existing financial situation to help select suitable options from available life insurance products.
Insurance Alternatives Inc. in Farmington, CT offers life insurance policies designed to protect beneficiaries from financial hardship. The agency guides clients through term, whole, and universal life options to match personal goals. It assists local families and individuals with coverage assessments and policy comparisons. This service helps clients navigate changing needs such as funding a child’s education or replacing a spouse’s income. When business owners plan for career transitions, the agency addresses how key-person coverage can stabilize operations during an owner’s unexpected absence.
Robert Murphy, Bankers Life Agent in Farmington, CT, assists local residents in selecting life insurance policies that provide financial protection for their families. The agency specializes in term life and whole life insurance options, helping clients navigate coverage needs throughout different stages of life. This life insurance agent works with individuals and businesses requiring group benefits or individual plans. Commercial clients can include offices, warehouses, and food service establishments seeking coverage for key personnel or employee benefits.
As families in Farmington, CT, begin reviewing their financial plans for the new year, many consider how to protect their household income. Wentworth Insurance provides guidance on life insurance policies that help cover future expenses and replace lost earnings. Their agents discuss term and whole life options suited to different budgets and stages of life. In most cases, the process begins with a conversation. The agent then arranges an initial needs assessment by phone or at the client’s home.
Lindquist Insurance Associates, Inc. in Farmington, CT provides clients with life insurance coverage designed to address long-term financial planning. The company assists individuals and families in evaluating policies that offer income replacement and debt protection. Services encompass term life, whole life, and universal life products to match varying needs and budgets. Representatives work to clarify policy terms so clients understand their death benefit options. For those planning an estate, the agency can supplement its offerings with a final expense insurance policy to cover end-of-life costs.
What Does a a Life Insurance Agent in Farmington Cost?
Term life insurance in Connecticut typically costs between 20 and 50 dollars per month for a healthy 35 year old for a 20 year 250000 dollar policy. Whole life policies can range from 100 to 300 dollars per month for similar coverage. Costs vary by age health policy type and coverage amount. This is general information not insurance advice.
About life insurance agents in Farmington
Life insurance agents in Farmington Connecticut help residents and businesses choose policies that protect their families and assets. Connecticut law requires agents to hold a valid state license and follow regulations set by the Connecticut Insurance Department. Local agents can guide you through term life whole life and universal life options tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent in Farmington need?
A life insurance agent in Connecticut must hold a valid producer license from the Connecticut Insurance Department. This requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Farmington?
The process typically takes two to six weeks from application to policy issue. Connecticut allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Are life insurance proceeds taxable in Connecticut?
Life insurance death benefits are generally not subject to federal or Connecticut income tax. However Connecticut has an estate tax for estates over a certain threshold which may apply depending on the policy value.
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