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Find Life Insurance Agents Near You in Citrus Hills, FL
Directory of life insurance agents in Citrus Hills, Florida. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Citrus Hills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 life insurance agents in Citrus Hills, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sheldon-Palmes Insurance
2424 N Heritage Oaks Path, Citrus Hills, FL 34442
(352) 341-4661
sheldonpalmesinsurance.com
Virgilio Insurance Services, LLC
1421 N Skyhawk Point, Citrus Hills, FL 34442
(352) 419-5636
virgilioinsurance.com
Life insurance agents in Citrus Hills Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks of living in Citrus Hills including hurricane exposure and flood zones.
What Does a Life Insurance Agent in Citrus Hills Cost?
Life insurance costs in Florida vary by age health and policy type. A healthy 40 year old might pay 30 to 60 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher rates. Florida residents may also see slightly higher premiums due to hurricane risk and longer life expectancy. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Citrus Hills Florida?
Agents must hold a valid Florida 2-15 Life and Health license from the Florida Department of Financial Services. They must also complete 24 hours of continuing education every two years including 3 hours on Florida laws and ethics.
How long do I have to change my mind after buying a life policy in Florida?
Florida law gives you a free look period of 10 days for most life insurance policies. During this time you can cancel the policy for a full refund with no penalty.
Do I need a medical exam for life insurance in Citrus Hills?
Many policies require a medical exam but some offer no exam coverage for lower amounts. Your age health and coverage amount determine if an exam is needed. An agent can help you compare options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.