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Find Life Insurance Agents Near You in Indian Harbour Beach, FL
Looking for a life insurance agent in Indian Harbour Beach? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 life insurance agents in Indian Harbour Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Barnett - State Farm Insurance Agent
515 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 773-7553
danbarnettagency.com
Deborah Rufo Insurance Agency - a OneGroup Company
475 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 341-9500
dkrufoinsurance.com
Assurance Enterprise
1790 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
(870) 947-0155
Julie Naughton - Aflac Insurance Agent
124 Terry St, Indian Harbour Beach, FL 32937
(321) 698-9001
Life insurance agents in Indian Harbour Beach help residents and families choose coverage that fits their needs and budget. Florida law requires agents to be licensed by the Florida Department of Financial Services and to follow specific disclosure rules. Local agents understand the unique risks of coastal living, including hurricane preparedness and flood insurance considerations.
What Does a Life Insurance Agent in Indian Harbour Beach Cost?
Term life insurance in Florida typically costs between $20 and $60 per month for a healthy 35-year-old with a $500,000 policy. Whole life policies range from $100 to $300 per month depending on age and coverage amount. Final expense policies often cost $30 to $70 per month for a $10,000 to $25,000 benefit. Costs vary by age, health, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 license from the Florida Department of Financial Services. This requires passing a state exam and completing continuing education every two years.
How long do I have to file a life insurance claim in Florida?
Florida does not have a specific statute of limitations for filing a life insurance claim, but most policies require prompt notification. Beneficiaries should file within 30 to 60 days after the insureds death to avoid delays.
Can a life insurance agent help with estate planning in Indian Harbour Beach?
Yes, many agents work with estate planning attorneys to coordinate life insurance with wills and trusts. Florida law allows life insurance proceeds to pass outside of probate if the beneficiary is properly named.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.