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Compare life insurance agents in Lutz. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 life insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis Insurance Agency, Inc.
209 Crystal Grove Blvd STE 101, Lutz, FL 33548
(813) 949-6480
dennisagency.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765
abcdennisinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
Florida Premier Insurance Agency
24740 FL-54, Lutz, FL 33559
(813) 909-6333
flpremierinsurance.com
Life insurance agents in Lutz Florida help residents find coverage that fits their needs and budget. Florida law requires agents to be licensed by the Florida Department of Financial Services. Many Lutz agents offer free consultations to explain policy options for families and individuals.
What Does a Life Insurance Agent in Lutz Cost?
Typical costs for life insurance in Florida vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay 100 to 300 dollars per month for similar coverage. Florida residents also pay a state premium tax of 1.75 percent on life insurance policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Lutz need?
Agents must hold a valid Florida life insurance license from the Department of Financial Services. They must complete continuing education every two years to renew the license.
How long does it take to get life insurance in Lutz?
The process can take a few days to several weeks depending on the policy type. Term life policies often have faster approval than whole life policies which may require a medical exam.
Is a medical exam required for life insurance in Florida?
Not always. Some policies offer no-exam coverage for smaller amounts. However full underwriting with a medical exam usually provides lower premiums and higher coverage limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.