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Compare Life Insurance Agents in Port Richey, FL

Directory of life insurance agents in Port Richey, Florida. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 life insurance agents in Port Richey, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NavSav Insurance - Port Richey
7516 Ridge Rd, Port Richey, FL 34668
(727) 697-3200 navsav.com
NavSav Insurance – New Port Richey
7516 Ridge Rd, Port Richey, FL 34668
(727) 841-7080 navsav.com
AA Insurance Consultants, Inc.
11640 Zimmerman Rd, Port Richey, FL 34668
(727) 861-3250 aa-insure.com
Family Benefit Services
11844 US-19, Port Richey, FL 34668
(727) 353-3524 familybenefitservices.com

Life insurance agents in Port Richey, Florida help residents choose policies that fit their needs. Florida law requires agents to hold a valid state license and follow Florida Statute 626. Agents can explain how state regulations affect policy terms and beneficiary designations.

What Does a Life Insurance Agent in Port Richey Cost?

Typical costs for life insurance in Florida vary by age, health, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Florida residents may see slightly higher rates due to state risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
Agents must hold a valid Florida life insurance license issued by the Florida Department of Financial Services. They must also complete continuing education every two years to maintain their license.
How long does a life insurance application take in Port Richey?
The process usually takes a few days to several weeks. Florida law allows a 10-day free look period after you receive the policy, during which you can cancel for a full refund.
Can a life insurance agent help with Florida estate planning?
Yes, agents can explain how life insurance proceeds are handled under Florida law. Proceeds generally pass to beneficiaries outside of probate, which can simplify estate settlement.