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Compare life insurance agents in South Miami. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
South Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 life insurance agents in South Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mario Obregon - State Farm Insurance Agent
6701 Sunset Dr STE 115, South Miami, FL 33143
(305) 661-7667
marioobregon.com
Insurance Guy Inc
5966 S Dixie Hwy STE 300, South Miami, FL 33143
(305) 668-7100
insguy.com
Perez Insurance Agency LLC
5966 S Dixie Hwy STE 300, South Miami, FL 33143
(786) 784-8186
perezinsure.com
Life insurance agents in South Miami, Florida help residents choose policies that protect their families and meet financial goals. Florida law requires agents to hold a valid state license and follow strict disclosure rules under the Florida Insurance Code. Local agents understand the unique needs of South Miami families, including planning for long-term care and estate taxes.
What Does a Life Insurance Agent in South Miami Cost?
A term life policy for a healthy 35 year old in Florida typically costs between $20 and $40 per month for $500,000 in coverage. Whole life policies can range from $100 to $300 per month for the same face amount. Actual costs depend on age, health, smoking status, and policy type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a Florida 2-15 Life and Health license or a 2-14 Life license issued by the Florida Department of Financial Services. They must complete continuing education every two years to renew.
How long does a life insurance application take in South Miami?
The process can take from a few days to several weeks, depending on the policy type and medical underwriting. Florida law allows a free look period of 10 days after you receive the policy.
Can I buy life insurance without a medical exam in Florida?
Yes, many insurers offer simplified issue or guaranteed issue policies in Florida. These policies have higher premiums and lower coverage limits, but do not require a medical exam.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.