The top-rated life insurance agent in Lithonia, Georgia is Lem Howard - State Farm Insurance Agent, rated 4.8 stars across 152 reviews. Other highly rated options include Nationwide Insurance: Larry Harris Agency, Kenneth Worthy: Allstate Insurance, Five Star Insurance Agency. This directory lists 10 life insurance agents serving Lithonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lem Howard - State Farm Insurance Agent | 2716 Evans Mill Rd | (770) 482-1669 |
| 2 | Nationwide Insurance: Larry Harris Agency | 2361 Dekalb Medical Pkwy Ste 101 | (678) 937-1683 |
| 3 | Kenneth Worthy: Allstate Insurance | 7535 Covington Hwy Ste C | (678) 526-0427 |
| 4 | Five Star Insurance Agency | 2093 Rock Chapel Rd | (678) 526-7979 |
| 5 | THE GEORGE FAMILY AGENCY | 6150 Covington Hwy | (770) 593-3131 |
| 6 | Jevon Tribue: Allstate Insurance | 7331 Stonecrest Conc Ste D | (678) 526-9299 |
| 7 | Farmers Insurance - Darold Honore | 6844 Main St | (678) 749-7434 |
| 8 | Elite Insurance LLC | 428 Hillandale Park Dr | (229) 231-3457 |
| 9 | Cameron & Roberts Insurance Agency, Inc. | 6893 Main St | (770) 482-8841 |
| 10 | American Family Insurance - Bernard Uptgrow | 2617 Panola Rd Ste 102 | (678) 713-3170 |
What Does a a Life Insurance Agent in Lithonia Cost?
Typical life insurance costs in Georgia range from $20 to $100 per month for a healthy 30-year-old with a 20-year term policy of $250,000. Older applicants or those with health issues may pay $100 to $300 or more per month. Whole life policies cost more, often $100 to $500 per month for similar coverage amounts. This is general information, not insurance advice.
About life insurance agents in Lithonia
Life insurance agents in Lithonia, Georgia help residents find coverage to protect their families. Georgia law requires agents to be licensed by the state and follow specific regulations. Local agents understand the needs of Lithonia families and can explain term, whole, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent in Lithonia need?
Georgia requires life insurance agents to hold a valid license from the Georgia Office of Insurance and Safety Fire Commissioner. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Georgia OIC website.
How long does it take to get life insurance in Lithonia?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued quickly. Policies requiring a medical exam take longer as the insurance company reviews your health records.
What factors affect life insurance costs in Georgia?
Your age, health, lifestyle, and the amount of coverage you choose affect your premium. Georgia does not have a state-specific life insurance tax, but your rates are based on national actuarial tables. Smokers and people with chronic conditions typically pay higher premiums.
Life Insurance Agents in Other Georgia Cities
Acworth · Albany · Alpharetta · Athens · Atlanta · Augusta · Austell · Brunswick · Buford · Canton · Carrollton · Cartersville · Clarkston · Columbus · Conyers