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Find Life Insurance Agents Near You in St Simons Island, GA
Compare life insurance agents in St Simons Island. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
St Simons Island, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Georgia before hiring.
Showing 19 life insurance agents in St Simons Island, GA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
125 Longview Plaza Driveway, St Simons Island, GA 31522
(912) 265-2840
McGinty-Gordon & Associates
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600
mgassi.com
Smoot Financial Group
400 Main St STE 4, St Simons Island, GA 31522
(912) 549-8776
Lighthouse Benefit Advisors
400 Ocean Blvd Ste. 1102, St Simons Island, GA 31522
(912) 771-8230
lighthousebenefitadvisors.com
Oakbridge Insurance
225 Marina Dr, St Simons Island, GA 31522
(912) 638-8600
oakbridgeinsurance.com
Lighthouse Benefit Resources
400 Ocean Blvd Ste. 1100, St Simons Island, GA 31522
(912) 268-4604
lighthousebenefitadvisors.com
Northwestern Mutual
2487 Demere Rd #250, St Simons Island, GA 31522
(912) 638-1292
northwesternmutual.com
The Hawthorne Agency Inc
2483 Demere Rd Ste 202, St Simons Island, GA 31522
(912) 222-6465
New York Life
400 Main St STE 4, St Simons Island, GA 31522
(912) 638-9291
newyorklife.com
Insurance Office of America
1624 Frederica Rd Suite 4, St Simons Island, GA 31522
(912) 208-3993
ioausa.com
Premiere Coastal Insurance Group
St Simons Island, GA 31522
(912) 268-2691
Northwestern Mutual Wealth Management
300 Main St Suite 201 2nd floor, St Simons Island, GA 31522
(912) 638-1292
thereservewealth.com
Paul Jackson Insurance
311 Plantation Chase, St Simons Island, GA 31522
(912) 638-6500
Life insurance agents in St Simons Island help residents find coverage that meets their financial goals. Georgia law requires agents to hold a valid license from the state Office of Insurance and Safety Fire Commissioner. Local agents can guide you through term life whole life and universal life options tailored to coastal Georgia families.
What Does a Life Insurance Agent in St Simons Island Cost?
Life insurance costs in Georgia vary by age health coverage amount and policy type. A healthy 35 year old may pay 20 to 40 dollars per month for a 20 year 250000 dollar term policy. Smokers and older applicants pay higher rates. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Georgia?
A life insurance agent in Georgia must hold a valid life insurance license from the Georgia Office of Insurance and Safety Fire Commissioner. Agents must complete pre licensing education and pass a state exam. You can verify an agents license on the Georgia insurance department website.
How long does it take to get life insurance in St Simons Island?
The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be issued in days. Full underwriting policies require a medical exam and can take four to eight weeks.
Is a medical exam required for life insurance in Georgia?
Not always. Many insurers offer no exam term life policies for healthy applicants up to certain coverage limits. For larger policies or older applicants a medical exam is typically required. Georgia law does not mandate a medical exam but insurers set their own requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Georgia.