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HomeLife Insurance AgentsGeorgia › St Simons Island

Find Life Insurance Agents Near You in St Simons Island, GA

Browse life insurance agents serving St Simons Island, Georgia. Updated 2026-07-14.

The top-rated life insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Norris Financial & Insurance Group, LLC. This directory lists 20 life insurance agents serving St Simons Island.

Showing 20 life insurance agents in St Simons Island, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maggie Dutton - State Farm Insurance Agent400 Main St STE 7(912) 638-1881
2The Live Oak Insurance Agency1700 Frederica Road Suite 305 St. Simon's Island(912) 434-4220
3Seban's Insurance Solutions312 Plantation Chase(912) 638-0552
4Norris Financial & Insurance Group, LLC2483 Demere Rd #204(912) 771-8212
5Fleet Risk Management Inc2485 Demere Rd #100(912) 638-8277
6Salem & Co301 Plantation Chase(912) 666-6165
7Robinson & Associates Insurance, Inc4 Retreat Pl(912) 638-9717
8Turner & Associates Insurance125 Longview Plaza Driveway(912) 265-2840
9Smoot Financial Group400 Main St STE 4(912) 549-8776
10McGinty-Gordon & Associates225 Marina Dr(912) 638-8600
MD
400 Main St STE 7
Maggie Dutton - State Farm Insurance Agent
Life Insurance Agent · St Simons Island, GA

Maggie Dutton - State Farm Insurance Agent serves the St Simons Island, Georgia, area, specializing in life insurance coverage. The agency assists local residents in protecting their families' financial futures with personalized policy options. Understanding the specific needs of this coastal community, the office provides guidance on term and whole life insurance plans. Consultations focus on retirement income protection and final expense planning.

LO
1700 Frederica Road Suite 305 St. Simon's Island
The Live Oak Insurance Agency
Life Insurance Agent · St Simons Island, GA
SS
312 Plantation Chase
Seban's Insurance Solutions
Life Insurance Agent · St Simons Island, GA

Homeowners, businesses, and property managers on St Simons Island turn to Seban's Insurance Solutions for their life insurance needs. The agency provides guidance on policies designed to help protect families and secure business continuity. Clients here rely on clear explanations of complex coverage options, ensuring financial plans align with long-term goals. Through personalized consultations, the agent works to assess individual risk and income replacement requirements. The company also serves clients in the greater Brunswick area and surrounding Glynn County communities.

NF
2483 Demere Rd #204
Norris Financial & Insurance Group, LLC
Life Insurance Agent · St Simons Island, GA

Serving St. Simons Island and the surrounding communities of coastal Georgia, Norris Financial & Insurance Group, LLC specializes in life insurance planning. The company handles policy options designed to provide financial security for families and individual clients. Its approach to a typical job involves reviewing a client’s current financial situation, then recommending coverage that aligns with long-term personal goals.

FR
2485 Demere Rd #100
Fleet Risk Management Inc
Life Insurance Agent · St Simons Island, GA

Fleet Risk Management Inc in St Simons Island, GA, distinguishes between one-time policy purchases and recurring service plans, tailoring life insurance agent options to a client’s long-term financial security needs. Coverage strategies include needs analysis for income replacement or final expenses. Support for policy reviews or application guidance is provided on an as-needed basis, with no predetermined schedule.

SC
301 Plantation Chase
Salem & Co
Life Insurance Agent · St Simons Island, GA

As coastal Georgia families prepare for hurricane season or a new chapter on St Simons Island, Salem & Co provides life insurance agent services designed to offer financial protection against the unexpected. Professionals work directly with individuals and families to explain term, whole, and universal policy options suited to local needs. Every consultation begins with a thorough review of the applicant’s current health history, personal goals, and household budget. This initial inspection allows the agent to suggest appropriate coverage amounts before moving toward a formal application process.

RA
4 Retreat Pl
Robinson & Associates Insurance, Inc
Life Insurance Agent · St Simons Island, GA

Robinson & Associates Insurance, Inc offers specialized life insurance policies designed to provide financial protection for families and individuals. The company serves the St Simons Island, Georgia area with personalized guidance on policy options tailored to unique client needs. It assists with the process of selecting and managing coverage for long-term security. If client circumstances change, the agency helps adjust benefits accordingly. Just before retirement, clients often consult with them to ensure their estate planning aligns with their income goals.

TA
125 Longview Plaza Driveway
Turner & Associates Insurance
Life Insurance Agent · St Simons Island, GA

Turner & Associates Insurance assists clients in St Simons Island, GA with financial protection strategies centered on life insurance policies. The agency specializes in helping individuals secure coverage that addresses long-term income replacement and final expense needs. Customized plans are developed based on personal circumstances and family goals. Additional services can be provided to small business owners looking to protect commercial operations. The firm serves a variety of local sectors, including professional offices, warehouses, and food service establishments.

SF
400 Main St STE 4
Smoot Financial Group
Life Insurance Agent · St Simons Island, GA

Smoot Financial Group on St Simons Island, Georgia, is known for helping individuals and families navigate life insurance options that align with their long-term financial planning goals. The agency serves clients by assessing coverage needs for income protection, final expenses, and legacy planning. It offers term and permanent life insurance policies designed for different stages of life. As a specialty service, the firm can also facilitate policy conversions that allow term coverage to become permanent without new medical underwriting.

MG
225 Marina Dr
McGinty-Gordon & Associates
Life Insurance Agent · St Simons Island, GA

McGinty-Gordon & Associates serves residential clients on St Simons Island, Georgia, with life insurance policies designed for individuals and families. The agency also arranges commercial coverage for local businesses requiring key person or buy-sell protection. Service extends throughout the surrounding coastal communities of Glynn County and the Golden Isles. Personal consultations help clients select appropriate term or permanent plans. Between regular policy reviews and beneficiary updates, the agency remains available for annual check-ins and adjustments to coverage as life circumstances evolve.

LB
400 Ocean Blvd Ste. 1102
Lighthouse Benefit Advisors
Life Insurance Agent · St Simons Island, GA
(912) 771-8230
lighthousebenefitadvisors.com
NM
2487 Demere Rd #250
Northwestern Mutual
Life Insurance Agent · St Simons Island, GA
(912) 638-1292
northwesternmutual.com/financial-professionals
OI
225 Marina Dr
Oakbridge Insurance
Life Insurance Agent · St Simons Island, GA
(912) 638-8600
oakbridgeinsurance.com
LB
400 Ocean Blvd Ste. 1100
Lighthouse Benefit Resources
Life Insurance Agent · St Simons Island, GA
(912) 268-4604
lighthousebenefitadvisors.com
HA
2483 Demere Rd Ste 202
The Hawthorne Agency Inc
Life Insurance Agent · St Simons Island, GA
(912) 222-6465
NY
400 Main St STE 4
New York Life
Life Insurance Agent · St Simons Island, GA
(912) 638-9291
newyorklife.com
IO
1624 Frederica Rd Suite 4
Insurance Office of America
Life Insurance Agent · St Simons Island, GA
(912) 208-3993
ioausa.com
PC
St Simons Island, GA 31522
Premiere Coastal Insurance Group
Life Insurance Agent · St Simons Island, GA
(912) 268-2691
NM
300 Main St Suite 201 2nd floor
Northwestern Mutual Wealth Management
Life Insurance Agent · St Simons Island, GA
(912) 638-1292
thereservewealth.com
PJ
311 Plantation Chase
Paul Jackson Insurance
Life Insurance Agent · St Simons Island, GA
(912) 638-6500

What Does a a Life Insurance Agent in St Simons Island Cost?

Life insurance costs in Georgia vary by age health coverage amount and policy type. A healthy 35 year old may pay 20 to 40 dollars per month for a 20 year 250000 dollar term policy. Smokers and older applicants pay higher rates. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. This is general information not insurance advice.

About life insurance agents in St Simons Island

Life insurance agents in St Simons Island help residents find coverage that meets their financial goals. Georgia law requires agents to hold a valid license from the state Office of Insurance and Safety Fire Commissioner. Local agents can guide you through term life whole life and universal life options tailored to coastal Georgia families.

Frequently Asked Questions

What license does a life insurance agent need in Georgia?

A life insurance agent in Georgia must hold a valid life insurance license from the Georgia Office of Insurance and Safety Fire Commissioner. Agents must complete pre licensing education and pass a state exam. You can verify an agents license on the Georgia insurance department website.

How long does it take to get life insurance in St Simons Island?

The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be issued in days. Full underwriting policies require a medical exam and can take four to eight weeks.

Is a medical exam required for life insurance in Georgia?

Not always. Many insurers offer no exam term life policies for healthy applicants up to certain coverage limits. For larger policies or older applicants a medical exam is typically required. Georgia law does not mandate a medical exam but insurers set their own requirements.

Life Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.