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Compare Life Insurance Agents in Kaneohe, HI

Directory of life insurance agents in Kaneohe, Hawaii. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 life insurance agents in Kaneohe, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Reid Tokujo: Allstate Insurance
45-943 Kamehameha Hwy Ste 101, Kaneohe, HI 96744
(808) 262-7713 agents.allstate.com
Lori Pasion - State Farm Insurance Agent
45-588 Kamehameha Hwy Ste 205, Kaneohe, HI 96744
(808) 235-6481 loripasion.com
Kiha Tirrell - State Farm Insurance Agent
46-024 Kamehameha Hwy, Kaneohe, HI 96744
(808) 247-5250 kihatirrell.com
Synergy Insurance
45-125 Moamahi Way, Kaneohe, HI 96744
(808) 292-9475

What Does a Life Insurance Agent in Kaneohe Cost?

Life insurance costs in Kaneohe vary by age, health, and coverage amount. A healthy 35-year-old might pay $30 to $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Hawaii residents may see slightly higher premiums due to the cost of living and risk factors like hurricane exposure. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a life insurance agent in Kaneohe do?
A life insurance agent in Kaneohe helps you compare policies from multiple carriers. They explain term life, whole life, and universal life options. They also guide you through Hawaii application rules and medical underwriting.
Do I need a license to sell life insurance in Hawaii?
Yes, all life insurance agents in Hawaii must hold a valid resident or non-resident license from the Hawaii Department of Commerce and Consumer Affairs. They must also complete continuing education every two years.
How long does it take to get life insurance in Kaneohe?
The process can take from a few days to several weeks. It depends on the policy type and your health. Hawaii law gives you a 10-day free look period after you receive the policy to cancel for a full refund.