The top-rated life insurance agent in Coeur d'Alene, Idaho is Redman & Company Insurance Inc., rated 4.8 stars across 223 reviews. Other highly rated options include Glidden Group, Flathead Insurance Coeur d'Alene Insurance, 1st Choice Insurance Brokers, LLC. This directory lists 21 life insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 2 | Glidden Group | 402 W Canfield Ave # 2 | (208) 962-0077 |
| 3 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 4 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 5 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 6 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 7 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 8 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 9 | Neipert Insurance Agency Inc: Allstate Insurance | 293 E Appleway Ave | (208) 676-1747 |
| 10 | AAA Washington Insurance Agency - Coeur d'Alene, Idaho | 296 W Sunset Ave Ste 33 | (877) 222-4678 |
Redman & Company Insurance Inc. serves the Coeur d'Alene, Idaho metro area as a life insurance agency. The company helps local residents secure financial protection for their families through careful policy selection. A life insurance agent in this region typically guides clients in evaluating their coverage needs, such as income replacement. This firm handles term life insurance policies for those seeking affordable temporary protection. It also provides whole life insurance options for clients wanting lifelong coverage with a cash value component.
Glidden Group in Coeur d'Alene, Idaho, provides life insurance agent services including policy selection guidance and application assistance. It offers ongoing policy review and support to help adjust coverage as client circumstances evolve. Its work involves financial assessment and beneficiary planning for local residents. The agency services individual homeowners and renters in single-family homes, as well as apartment complexes, retail businesses, and restaurants needing group or key-person coverage.
Flathead Insurance Coeur d'Alene Insurance serves homeowners, families, and local business owners throughout the region who seek life insurance coverage tailored to their financial planning needs. The agency helps clients understand policy options to protect loved ones and secure long-term financial stability. Licensed advisors provide guidance on selecting appropriate terms and amounts based on individual goals. They also assist with reviewing existing policies to ensure adequate coverage as circumstances change. Their service area extends into nearby Post Falls and the greater Kootenai County communities.
Serving Coeur d'Alene and the surrounding Kootenai County communities, 1st Choice Insurance Brokers, LLC handles life insurance planning for local residents and families. The agency assists clients in evaluating policy options to address long-term financial protection needs. In its typical engagement, the company begins with a personal consultation to review individual coverage goals and current circumstances before presenting suitable product comparisons.
Dirks Insurance Group, LLC serves clients in Coeur d'Alene, Idaho, focusing on life insurance policies that provide financial protection for beneficiaries. The agency also assists individuals with specialized policy riders and supplemental coverage options tailored to specific needs. By structuring plans around long-term income replacement and final expense considerations, the company helps clients secure their families’ financial futures. Commercial services are available for local offices, warehouses, and food service operations seeking business continuation or key person coverage.
As winter approaches in Coeur d'Alene, many families begin reviewing their financial security, a need that Marsh McLennan Agency addresses with straightforward life insurance guidance. Serving local residents, this firm helps individuals compare term and whole life policies to match their long-term goals and budgets. The agency focuses on explaining complex coverage details clearly, ensuring clients understand policy benefits and exclusions before making decisions. A typical first step involves a comprehensive review of current assets and future needs, followed by scheduling an in-person or virtual consultation to begin the assessment.
Panhandle Insurance serves residential clients in Coeur d'Alene, assisting with life insurance policies to protect families. The agency also offers commercial coverage for local businesses seeking financial security for their partners. Coverage options are available across North Idaho, helping residents find suitable terms for their needs. Staff guides customers through policy details and application processes during initial appointments. Follow-ups are conducted between regular visits to address any changes in circumstances or to adjust coverage as needed.
Pacific Crest Insurance - Coeur d'Alene is known for helping local individuals and families secure appropriate life insurance coverage. Based in Coeur d'Alene, ID, this agency focuses on matching clients with policies that address long-term financial protection needs. The agents work closely with customers to explain different types of life insurance and their potential benefits. Services include guiding clients through the application process and offering periodic policy reviews. Additionally, the agency can assist with converting existing term policies into permanent life insurance coverage.
Neipert Insurance Agency Inc: Allstate Insurance offers specialized life insurance services, including term, whole, and universal life policies tailored to individual needs. It also provides general coverage for auto, home, and business clients in Coeur d'Alene, Idaho. The agency helps residents secure financial protection, ensuring families can manage unexpected costs. During the winter season, it assists homeowners and business owners with evaluating policies to cover potential risks from ice storms or frozen pipes, offering guidance for seasonal property concerns.
For clients who need a single financial review or those planning a long-term strategy, this agency offers both one-time policy evaluations and recurring service options to fit their needs. Coverage is provided for individuals and families looking to secure their financial future against unforeseen events. Assistance is available on either a one-time or as-needed basis, depending on the policyholder’s preference.
What Does a a Life Insurance Agent in Coeur d'Alene Cost?
Life insurance costs in Idaho vary by age health and coverage amount. A healthy 35 year old in Coeur d Alene might pay 25 to 50 dollars per month for a 500000 dollar term policy. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage. Final expense policies for seniors may range from 30 to 100 dollars per month. These are general estimates and your actual cost will depend on your specific case. This is general information and not insurance advice.
About life insurance agents in Coeur d'Alene
Life insurance agents in Coeur d Alene Idaho help residents protect their families with policies that meet Idaho state requirements. Idaho law does not require life insurance but agents can guide you on coverage amounts for local costs of living. Working with a local agent allows you to discuss options face to face in Kootenai County.
Frequently Asked Questions
What types of life insurance do agents in Coeur d Alene offer?
Agents in Coeur d Alene typically offer term life whole life universal life and final expense policies. They can help you choose based on your budget and goals. Idaho residents often select term life for temporary coverage or whole life for permanent protection.
Do I need a medical exam to get life insurance in Idaho?
Many life insurance policies in Idaho require a medical exam but some no exam policies are available. Agents can help you find a policy that fits your health status. Idaho insurers follow standard underwriting guidelines for the state.
How do Idaho laws affect life insurance payouts?
Idaho law requires life insurance proceeds to be paid to beneficiaries within 30 days after the insurer receives proof of death. Beneficiaries in Coeur d Alene should file a claim promptly. The state also has a two year contestability period for misrepresentations on applications.
Life Insurance Agents in Other Idaho Cities
Blackfoot · Boise · Caldwell · Eagle · Hayden · Idaho Falls · Kuna · Lewiston · Meridian · Nampa · Pocatello · Post Falls · Star · Twin Falls