The top-rated life insurance agent in Crystal Lake, Illinois is Jason Styzinski - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Freeway Insurance, Ted Orzehoskie - State Farm Insurance Agent, Mars Insurance Agency. This directory lists 18 life insurance agents serving Crystal Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Styzinski - State Farm Insurance Agent | 450 State Rte 31 Ste 180 | (815) 444-0400 |
| 2 | Freeway Insurance | 372 W Virginia St # 1 | (779) 225-1068 |
| 3 | Ted Orzehoskie - State Farm Insurance Agent | 6207 Northwest Hwy | (815) 455-5444 |
| 4 | Mars Insurance Agency | 9 S Virginia Rd | (815) 459-0711 |
| 5 | Caterina Flower Insurance | 850 S McHenry Ave Ste B | (224) 333-0749 |
| 6 | Neis Insurance Agency | 45 N Virginia St | (815) 455-6960 |
| 7 | Daniel Arzola State Farm | 35 Grant St | (815) 893-4712 |
| 8 | Christian Falster: Allstate Insurance | 145 S Virginia St | (815) 459-2600 |
| 9 | Mark Moskal: Allstate Insurance | 10 Grant St | (815) 356-6600 |
| 10 | Farmers Insurance - Paul Miller | 1540 Carlemont Dr Ste D | (815) 893-6504 |
Jason Styzinski - State Farm Insurance Agent serves the Crystal Lake area of McHenry County, Illinois, providing life insurance and related financial services. As a local agency, it assists residents with selecting policies that offer financial protection for their families. The office helps clients understand coverage options designed to address long-term needs and future planning objectives. Guiding individuals through the process of securing term life policies and whole life insurance plans are among the common services this agency manages in the Crystal Lake region.
Freeway Insurance, based in Crystal Lake, Illinois, provides life insurance agent services to residents seeking financial protection for their families. The company assists clients in navigating coverage options that address income replacement and final expense needs, ensuring policies align with individual budgets and future goals. Service includes explaining term or permanent plans and comparing available benefits to secure sound long-term solutions. Clients can add options such as accidental death benefit riders to their policy.
Ted Orzehoskie - State Farm Insurance Agent in Crystal Lake, IL provides a range of life insurance services, including term and whole life policies to help individuals and families plan for their financial future. The agency assists clients in selecting appropriate coverage and offers periodic policy reviews to maintain protection goals. Regular plan adjustments are available as personal circumstances change over time. This agency services single-family homes, apartments, multi-family properties, and local retail businesses as well as restaurants.
Mars Insurance Agency serves homeowners, businesses, and property managers in Crystal Lake, Illinois, seeking life insurance coverage. The company helps clients evaluate term, whole, and universal life policies to align with their long-term financial and family protection goals. These agents guide individuals through the process of securing policies that provide income replacement and debt coverage. They also assist small business owners with key person and buy-sell funding strategies. The agency additionally covers clients in the neighboring communities of Cary and Lake in the Hills within McHenry County.
Serving Crystal Lake and the surrounding communities across McHenry County, Caterina Flower Insurance handles life insurance policies tailored for local families and individuals. As a life insurance agent, it helps clients navigate policy options that can provide financial protection for loved ones. The company works through the process of evaluating coverage levels and application requirements relevant to each customer’s situation. Its general approach involves a straightforward review of each client’s needs and goals to plan and secure an appropriate policy selection.
Neis Insurance Agency in Crystal Lake, IL, distinguishes between term life policies offering coverage for a specified period and permanent options that provide lifelong protection. Their work helps clients address income replacement, debt payoff, and final expense planning. Many individuals seek to ensure financial security for dependents through these arrangements. Assistance with understanding coverage amounts and policy features is available. The agency typically structures its service appointments on an as-needed basis, allowing clients to request support when reviewing or updating their life insurance needs.
As a life insurance agent in Crystal Lake, IL, Daniel Arzola State Farm specializes in helping individuals and families secure life insurance policies to provide financial protection. The agency also offers assistance with auto, home, and renters insurance, addressing a wide range of personal coverage needs. Clients benefit from personalized consultations to understand their unique risk factors and budget. As the winter season approaches, the office helps customers review their policies to ensure adequate coverage against increased hazards like ice dams or holiday travel accidents.
As the leaves turn in Crystal Lake many residents begin reviewing their coverage before winter. Christian Falster of Allstate Insurance provides life insurance policies designed to protect local families from financial uncertainty. The agent explains term and permanent life products to match different budgets and long-term goals. Policies can cover funeral expenses, replace lost income, or fund a child’s education. An initial meeting includes a complimentary needs assessment to review current coverage and identify gaps. This process starts with a simple telephone conversation to schedule the first consultation.
Mark Moskal: Allstate Insurance provides life insurance coverage to individuals and families in the Crystal Lake area. The agency also offers supplemental policies such as accident and critical illness protection. Licensed professionals guide clients through the process of choosing suitable term or permanent plans. Policies are designed to help with income replacement, debt payoff, and final expenses. The agency serves a range of commercial clients, including offices, warehouses, and food service establishments.
Farmers Insurance - Paul Miller serves residential clients in Crystal Lake, IL, offering life insurance policies that provide financial protection for families and individuals. The agency also addresses commercial coverage needs for local businesses in the area, ensuring a broad range of policy options are available. Service extends throughout the surrounding communities, with a focus on helping clients secure appropriate plans for their unique situations. For existing policyholders, the office coordinates follow-up consultations between regular visits to review coverage and adjust plans as circumstances change.
What Does a a Life Insurance Agent in Crystal Lake Cost?
Typical costs for life insurance in Illinois vary by age, health, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life premiums are higher, often starting at $100 per month for the same coverage. Costs can change based on your medical history and the insurer. This is general information, not insurance advice.
About life insurance agents in Crystal Lake
Life insurance agents in Crystal Lake, Illinois help residents choose policies that protect their families and meet financial goals. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance. Local agents understand the needs of McHenry County families and can explain options like term, whole, and universal life insurance.
Frequently Asked Questions
What license does a life insurance agent in Crystal Lake need?
Agents must hold an Illinois Life Insurance Producer license from the Illinois Department of Insurance. They must also complete continuing education courses to keep their license active.
How do I choose a life insurance agent in Crystal Lake?
Look for an agent with experience in Illinois insurance laws and a strong local reputation. Ask about their knowledge of policies that fit your budget and family needs.
What types of life insurance are available in Crystal Lake?
Common options include term life, whole life, and universal life insurance. An agent can explain the differences and help you select a policy that matches your financial situation.
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