The top-rated life insurance agent in Frankfort, Illinois is Terry Gross - State Farm Insurance Agent, rated 5.0 stars across 211 reviews. Other highly rated options include Evertree Insurance, Ilene Semanic - State Farm Insurance Agent, Allstate Insurance Agent: Tiffany Kamara. This directory lists 15 life insurance agents serving Frankfort.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Terry Gross - State Farm Insurance Agent | 10850 W Laraway Rd #4w | (815) 469-2525 |
| 2 | Evertree Insurance | 219 N White St | (815) 464-8800 |
| 3 | Ilene Semanic - State Farm Insurance Agent | 8651 W Lincoln Hwy | (815) 469-1393 |
| 4 | Allstate Insurance Agent: Tiffany Kamara | 7234 W Benton Dr | (815) 412-9300 |
| 5 | James T. Shanahan Agency, Inc. | 21237 LaGrange Rd | (815) 469-4545 |
| 6 | Maria Hohman American Family Insurance | 15 Oak St STE 2c | (815) 464-6155 |
| 7 | Omega Insurance LLC | 9346 Blue Stem Cir | (815) 649-1295 |
| 8 | Andy Erler - COUNTRY Financial Representative | 21195 LaGrange Rd Ste 1E | (815) 464-3260 |
| 9 | Class A Insurance Agency | 19350 S Harlem Ave Suite 201 | (708) 328-5150 |
| 10 | Treasury Insurance IL | 10083 W Lincoln Hwy | (815) 446-1209 |
Terry Gross - State Farm Insurance Agent in Frankfort, IL, provides a broad range of life insurance services, helping individuals and families secure financial protection for the future. They offer guidance in selecting suitable policies and can assist with periodic reviews or adjustments to existing coverage as circumstances change. Their service includes support for policy maintenance and beneficiary updates. The agent services single-family homes, apartments, retail establishments, and restaurants in the local area.
Evertree Insurance serves the Frankfort, Illinois, area as a life insurance agent. The company assists clients in selecting appropriate coverage to help protect their families’ financial futures. Policies are designed to offer income replacement and help with final expenses. The agent works closely with individuals to understand their specific needs and budgets. It handles term life insurance policies for temporary coverage needs and whole life insurance for permanent protection and cash value accumulation.
Ilene Semanic - State Farm Insurance Agent serves homeowners, renters, and car owners in Frankfort, Illinois, by helping them secure life insurance protection for their families’ financial future. The agency also assists small business owners with coverage that supports stability and peace of mind. Policies are tailored to individual needs, focusing on income replacement and debt protection. This agent offers local guidance and claims support to clients moving through life changes. Service extends into neighboring Mokena and throughout the surrounding Will County communities.
Serving Frankfort and the surrounding Will County communities, Allstate Insurance Agent Tiffany Kamara handles life insurance needs for local families and individuals. The agency helps clients navigate policies designed to provide financial protection for loved ones. It focuses on explaining coverage options in a straightforward manner. The general approach it uses to handle a typical job is to review each client's personal situation carefully before recommending a plan that fits their specific goals and budget.
James T. Shanahan Agency, Inc. in Frankfort, IL distinguishes between whole life policies, which provide lifelong coverage and accumulate cash value on a recurring payment schedule, and term life insurance, which offers pure death benefit protection for a specific number of years. Clients comparing coverage options can decide whether a permanent solution or a temporary, lower-cost plan better suits their needs and budget. Life insurance advice here addresses protecting family income and covering final expenses. Service consultations for new policies or reviewing existing coverage typically operate on an as-needed basis.
Maria Hohman American Family Insurance in Frankfort, IL offers life insurance policy options for local residents. It also provides guidance on coverage levels and beneficiary designations for individuals and families in the community. This agency helps clients review their financial protection needs for future years. It assists people with updating policies during major life changes, such as the arrival of a new child or preparing for retirement income stability.
As local families in Frankfort, IL, consider how to safeguard their financial futures during life’s changing seasons, Omega Insurance LLC provides clear guidance on life insurance coverage. This agent helps residents understand term, whole, and universal policy options suited to different budgets and stages of life. By focusing on individual needs rather than generic plans, the company ensures each client reviews realistic coverage amounts. The process begins with a no-obligation initial assessment of current policies and long-term goals.
Andy Erler - COUNTRY Financial Representative provides financial protection and planning services to individuals and families in Frankfort, Illinois. As a life insurance agent, the company focuses on helping clients secure coverage to support their beneficiaries in the event of an unexpected loss. Its work includes guiding customers through policy options to match their specific personal needs. Beyond individual planning, the agent can extend its services to commercial sectors in the local area, providing solutions for offices, warehouses, and food service businesses.
Class A Insurance Agency provides life insurance services to residents in Frankfort, Illinois, and the surrounding region. The agency assists individuals with personal coverage needs, helping secure financial protection for their families. It also offers commercial life insurance policies for local businesses, supporting their key person and buy-sell planning. Serving clients throughout Will County and nearby communities, the agency delivers straightforward guidance on policy options. After the initial policy placement, the team reaches out periodically to review coverage and adjust plans as needed, ensuring ongoing follow-up and repeat service between regular visits.
Treasury Insurance IL in Frankfort, IL is known for helping clients secure their family’s financial future through life insurance policies. The company assists with term, whole, and universal life plans to match different budget and coverage needs. Their agents guide individuals through underwriting requirements and policy selection. As a local practice, they also focus on business continuation coverage, which can protect a company’s partners and operations in the event of a key person’s passing.
What Does a a Life Insurance Agent in Frankfort Cost?
Term life insurance in Illinois typically costs 20 to 50 dollars per month for a healthy 35-year-old for a 500,000 dollar policy. Whole life premiums range from 100 to 300 dollars per month for similar coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Frankfort
Life insurance agents in Frankfort, Illinois help residents choose policies that protect their families and assets. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance. Local agents can explain how Illinois estate tax rules may affect your coverage needs.
Frequently Asked Questions
What licenses do life insurance agents in Frankfort need?
Agents must hold a life insurance producer license from the Illinois Department of Insurance. This requires passing a state exam and completing continuing education every two years.
How do Illinois laws affect life insurance payouts?
Illinois has a two-year contestability period during which insurers can deny claims for misrepresentation. After two years, claims are generally paid unless fraud is proven.
Can a Frankfort agent help with Illinois estate planning?
Yes. Illinois has a state estate tax on estates over 4 million dollars. An agent can coordinate with your attorney to structure life insurance to help cover this tax.
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