The top-rated life insurance agent in Godfrey, Illinois is Eric Schrumpf - State Farm Insurance Agent, rated 5.0 stars across 133 reviews. Other highly rated options include John Whitworth - State Farm Insurance Agent, John Standefer: Allstate Insurance, Blake Sonka - State Farm Insurance Agent. This directory lists 15 life insurance agents serving Godfrey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Schrumpf - State Farm Insurance Agent | 2709 Godfrey Rd | (618) 433-9091 |
| 2 | John Whitworth - State Farm Insurance Agent | 225 Tolle Ln | (618) 466-5774 |
| 3 | John Standefer: Allstate Insurance | 3015 Godfrey Rd | (618) 466-4403 |
| 4 | Blake Sonka - State Farm Insurance Agent | 3052 Godfrey Rd Unit A | (618) 466-5041 |
| 5 | State Farm Insurance Agent | 225 Tolle Ln | (618) 466-5774 |
| 6 | The Eardley Agency LLC American Family Insurance | 3014a Godfrey Rd | (618) 466-7062 |
| 7 | Tassinari Insurance Agency | By Mister Donut, 2720 Grovelin St STE C | (618) 466-2700 |
| 8 | Macias Insurance | 1000 W Homer M Adams Pkwy | (618) 467-2874 |
| 9 | Aaron Hicks - COUNTRY Financial Representative | 3001 Godfrey Rd | (618) 466-2061 |
| 10 | Jeff Lauritzen - COUNTRY Financial Representative | 2720 Gerson Ave | (618) 466-2128 |
Eric Schrumpf - State Farm Insurance Agent serves the Godfrey, Illinois area, offering life insurance agent services to local residents and businesses. The company helps clients assess their financial security needs and provides guidance on coverage options. Life insurance policies can assist with income replacement and final expense planning for families in the community. The agency also addresses health insurance needs by offering supplemental policies that work alongside major medical plans. Eric Schrumpf - State Farm Insurance Agent handles term life and whole life insurance policies in Godfrey.
John Whitworth - State Farm Insurance Agent serves local homeowners, families, and individuals in Godfrey, Illinois, who need life insurance coverage. The agency provides personalized policy reviews to help customers select suitable term or whole life plans that match their financial goals and family protection needs. Agents explain coverage options clearly and assist with policy changes, beneficiary updates, and claims support. They also serve residents in Alton and the surrounding River Bend area for life insurance services.
John Standefer: Allstate Insurance in Godfrey, IL, provides a range of life insurance products designed to help individuals and families secure financial protection for the future. Customer consultations focus on assessing personal coverage needs and explaining policy options to match different life stages. Ongoing service includes policy reviews and support for beneficiaries filing claims. This agency serves clients who own single-family homes, apartments, retail spaces, and restaurants.
Serving Godfrey, Illinois, and the surrounding communities in the River Bend area, this location operates as a Blake Sonka - State Farm Insurance Agent and specializes in life insurance agent services. It handles term life, whole life, and universal life policies designed to provide financial protection for families and individuals. The agent typically works with clients by first assessing their long-term needs and income replacement goals, then pairing those with appropriate policy options that fit a manageable budget.
Unlike one-time service providers that handle only an initial policy setup, this local life insurance agent in Godfrey, IL also offers recurring options for policy reviews and adjustments. Coverage types commonly available include term, whole, and universal life insurance, all designed to address financial protection needs in the region. Service appointments run on either a one-time basis for initial purchase or as-needed for future policy management.
The Eardley Agency LLC American Family Insurance in Godfrey, IL specializes in life insurance agent services, offering term and whole life policies to local residents. It also provides general insurance guidance for income protection and final expense planning. The agency helps individuals and families in the Godfrey area navigate coverage decisions. As winter approaches, it assists clients with reviewing policies to ensure adequate coverage for seasonal travel and holiday gatherings.
As the seasons shift in Godfrey, families often begin to review their financial protections against the unexpected. Tassinari Insurance Agency supports this need by offering life insurance policies tailored to local residents. The agents assess individual circumstances to recommend suitable coverage amounts and term lengths. Their focus remains on explaining policy features clearly so clients can make informed decisions. A typical first step with the agency involves scheduling a complimentary review of an applicant's health and financial history to determine eligibility.
Macias Insurance in Godfrey, Illinois works with individuals and families to address their life insurance needs. The agency specializes in term life, whole life, and universal life policies. These products help clients secure financial protection for beneficiaries and manage estate planning requirements. The company serves local businesses, including offices, warehouses, and food service operations, offering group coverage options for employees and key person policies.
Aaron Hicks - COUNTRY Financial Representative provides life insurance services to residents in Godfrey, IL, and also offers commercial coverage options within the surrounding region. The agency works with clients to assess their individual protection needs, helping them to understand and apply for policies that match their circumstances and budget. Following the initial policy setup, regular contact is maintained to review coverage, allowing for necessary adjustments and continued service between periodic in-person visits.
Jeff Lauritzen - COUNTRY Financial Representative in Godfrey, IL is known for providing life insurance coverage designed to help protect families and individuals from financial uncertainty. The agency serves clients in the surrounding region by offering guidance on policy options that align with specific needs and long-term goals. A specialty service it can add on is helping clients review existing coverage to identify potential gaps in their financial protection plan.
What Does a a Life Insurance Agent in Godfrey Cost?
Life insurance costs in Illinois vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $200 to $500 per month for similar coverage. Rates are regulated by the Illinois Department of Insurance. This is general information, not insurance advice.
About life insurance agents in Godfrey
Life insurance agents in Godfrey, Illinois help residents find coverage that meets their needs. Illinois law requires agents to be licensed by the state Department of Insurance. Local agents can explain term, whole, and universal life policies available in the Godfrey area.
Frequently Asked Questions
What license does a life insurance agent in Godfrey need?
An agent must hold a valid Illinois life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Illinois Department of Insurance website.
How long do I have to file a life insurance claim in Illinois?
There is no strict time limit to file a claim in Illinois, but you should notify the insurer as soon as possible. The Illinois Insurance Code requires insurers to pay valid claims within a reasonable time, usually 30 days after receiving proof of death.
Can a Godfrey agent help with Illinois estate planning needs?
Yes, many life insurance agents work with local estate planning professionals. Life insurance proceeds are generally not subject to Illinois estate tax if the policy is owned properly. An agent can coordinate with your attorney to align coverage with your estate plan.
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