The top-rated life insurance agent in Gurnee, Illinois is Farmers Insurance - Galvez Insurance Agency, rated 4.9 stars across 445 reviews. Other highly rated options include Horizon Benefit Services, Jack Martin - State Farm Insurance Agent, Braulio Valladares - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Gurnee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Galvez Insurance Agency | 495 N Riverside Dr Ste 109 | (224) 209-2731 |
| 2 | Horizon Benefit Services | 5445 Grand Ave Ste 207 | (847) 746-6115 |
| 3 | Jack Martin - State Farm Insurance Agent | 1761 N Dilleys Rd Ste. 103 | (847) 336-6800 |
| 4 | Braulio Valladares - State Farm Insurance Agent | 1333 N Delany Rd Ste 300 | (847) 672-9004 |
| 5 | Stefanie Curtis - State Farm Insurance Agent | 4949 Grand Ave #6b | (847) 336-8792 |
| 6 | David G Schmeissing: Allstate Insurance | 4343 Old Grand Ave Suite 209 | (847) 623-2300 |
| 7 | Howard Greer - GEICO Insurance Agent | 5414 Grand Ave Suite 300 | (847) 672-0144 |
| 8 | David Blumenstock: Allstate Insurance | 34498 N Old Walnut Cir | (847) 223-2277 |
| 9 | West's Insurance Agency | 1225 Tri State Pkwy Ste 500 | (847) 623-0456 |
| 10 | Stolarick & Company, Inc. | 4673 Grand Ave | (847) 360-1300 |
Farmers Insurance - Galvez Insurance Agency serves Lake County and the surrounding area from its Gurnee, Illinois location. As a life insurance agent, this agency helps residents with financial protection and future planning. The company works with clients to understand their protection needs for their beneficiaries. Specific services handled here include term life policies and whole life insurance plans designed for long-term coverage.
Horizon Benefit Services in Gurnee, IL provides a range of life insurance solutions tailored to individual and business needs. It offers ongoing policy reviews and support to help clients adjust coverage as circumstances change. The company serves homeowners seeking to protect their families, apartment dwellers needing simple term plans, retail business owners requiring key person coverage, and restaurant operators looking for buy-sell policy arrangements.
Jack Martin - State Farm Insurance Agent serves homeowners, renters, and small business owners in Gurnee, IL, with personalized life insurance policies designed to protect families and financial futures. The agency helps clients assess coverage needs for income replacement, mortgage protection, and final expenses. Additional support includes policy reviews and claims assistance from a local office focused on individual service. The firm also regularly works with clients in nearby Waukegan and throughout Lake County.
Serving Gurnee and the surrounding Lake County communities, Braulio Valladares - State Farm Insurance Agent handles life insurance policies for local families and individuals. The agency helps clients assess coverage options to protect loved ones from financial hardship. Addressing both term and whole life products, the agent guides customers through the selection process. For a typical job, the agent initiates with a thorough needs analysis to determine appropriate coverage levels based on the client’s personal financial situation and long-term goals.
Stefanie Curtis - State Farm Insurance Agent in Gurnee, IL, offers life insurance policies designed for either a set term or permanent coverage that lasts a lifetime. Policyholders can select term life for a specific period with lower initial costs or choose whole life for a fixed premium and cash value growth. These plans help provide financial protection for loved ones after a loss. Service appointments are available on a scheduled basis for in-person policy reviews and adjustments.
As the seasons change in Gurnee, many families begin reviewing their financial plans to ensure their loved ones have long-term security. David G Schmeissing: Allstate Insurance addresses these local needs by providing life insurance agent services that help residents consider appropriate protection options. Each consultation focuses on understanding an individual family’s current stage of life and coverage goals. Services include reviewing available term and permanent policy choices that align with household budgets. The initial step involves a straightforward in-person or virtual assessment of existing policies to identify any gaps in coverage.
Howard Greer - GEICO Insurance Agent in Gurnee, IL offers life insurance to help families secure financial protection through coverage options that address long-term planning needs. It also assists clients with related policies, guiding them through the selection process to match their individual circumstances. As a local agency, it serves the surrounding community by advising on coverage that accounts for changing responsibilities. During the summer travel season, the agency helps customers evaluate how their life insurance policy complements existing auto and home protection to ensure adequate coverage gaps are addressed.
David Blumenstock: Allstate Insurance provides guidance on life insurance products to individuals and families in Gurnee, Illinois. The agency specializes in term life and whole life policies, helping clients plan for income replacement and final expenses. It also offers riders for accidental death and critical illness coverage. The office can serve commercial sectors that require key person insurance, such as professional offices, warehouses, and food service operations.
West's Insurance Agency serves residents of Gurnee, IL, with life insurance coverage designed to address individual financial protection needs. The agency also assists local businesses with commercial life insurance options, supporting clients throughout the Lake County area. Professional agents evaluate each household or company's situation to recommend appropriate policy types and coverage levels. The firm maintains ongoing contact with clients to review changing life circumstances, offering follow-up service and policy adjustments between regular visits to ensure continued suitability.
Stolarick & Company, Inc., located in Gurnee, IL, is known for offering professional life insurance agent services to local residents and surrounding communities. The company helps individuals and families assess their coverage needs, guiding them through term, whole, and universal life policy options. This tailored support aims to provide financial security and peace of mind for policyholders. A specialty service the firm can add on is assisting clients with final expense insurance planning.
What Does a a Life Insurance Agent in Gurnee Cost?
Life insurance costs in Illinois vary based on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Gurnee
Life insurance agents in Gurnee Illinois help residents choose policies that protect their families. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance. Local agents understand the needs of Lake County families and can explain how Illinois estate tax laws may affect your coverage choices.
Frequently Asked Questions
What license does a life insurance agent need in Illinois?
An agent must hold a valid life insurance producer license from the Illinois Department of Insurance. This license requires completing pre-licensing education and passing a state exam. You can verify an agents license on the Illinois Department of Insurance website.
How do I choose a life insurance agent in Gurnee?
Look for an agent who is licensed in Illinois and has experience with policies that fit your needs. Ask about their knowledge of Illinois estate tax laws if you have a large estate. Check their reputation with the Illinois Department of Insurance for any complaints.
What types of life insurance are common in Illinois?
Term life insurance provides coverage for a set period like 10 or 20 years. Whole life insurance offers permanent coverage with a cash value component. Universal life insurance gives flexible premiums and death benefits. An agent can explain which type suits your situation.
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