The top-rated life insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 427 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Holten Insurance Agency. This directory lists 17 life insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 5 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 6 | Zac Mcgrogan - State Farm Insurance Agent | 72 W Washington St | (630) 554-8800 |
| 7 | Christina Reynolds Insurance Corp American Family Insurance | 103 Franklin St | (630) 551-1784 |
| 8 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 9 | VERONICA CONTRERAS: Allstate Insurance | 3408 Orchard Rd | (630) 536-3090 |
| 10 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
The Calder Agency: Allstate Insurance serves the Oswego, Illinois area and surrounding communities as a local provider of life insurance solutions. The agency helps individuals and families assess their coverage needs to protect loved ones financially. Policies offered include term life and whole life insurance plans designed to secure beneficiaries over time. The agency also assists clients in reviewing existing coverage and adjusting beneficiaries as life circumstances change. Additional services managed at this location include final expense planning and accidental death benefit policies.
Janna Misek - State Farm Insurance Agent provides life insurance policies designed to help protect families and businesses financially. The agency works with clients to understand their coverage needs, assesses risks, and offers options to help secure beneficiaries’ futures. Janna Misek assists customers in Oswego with tailoring insurance plans that fit different stages of life. The agency services single-family homes, apartments, retail establishments, and restaurants.
Nicole Hupp: Allstate Insurance provides coverage for homeowners, drivers, and renters in Oswego, Illinois. This agency helps individuals and small business owners assess their protection needs, offering policies such as auto, home, and life insurance to build financial security. Clients can review their existing plans annually to ensure adequate coverage as circumstances change. The agency also serves families in the neighboring Aurora area, offering the same insured products and personalized customer service for households across that western Chicago suburb.
Holten Insurance Agency in Oswego, IL helps clients distinguish between one-time term policies, which cover a specific period, and permanent options that build cash value over a lifetime. Coverage plans address income replacement for survivors, final expenses, and outstanding debts, ensuring financial continuity for families after a loss. Service consultations begin with a thorough review of individual needs and budget. Ongoing policy reviews and adjustments to beneficiaries or coverage amounts are available on an as-needed basis to reflect life changes.
Serving Oswego and the surrounding communities in Kendall County, Rick Weissenhofer - State Farm Insurance Agent provides life insurance coverage. The agency handles policies designed to help protect families financially in the event of a death. It offers options such as term life and whole life plans to meet different needs and budgets. The approach involves discussing a client’s long-term goals and current financial situation to recommend an appropriate coverage amount.
Zac Mcgrogan - State Farm Insurance Agent in Oswego, IL, specializes in life insurance policies that provide financial protection for beneficiaries. The agency also offers general insurance services, assisting local residents with auto, home, and renters coverage to safeguard their everyday assets. To meet long-term needs, agents help clients review options for college funding or retirement planning. As homeowners prepare for the colder months, this agent can explain how life insurance can help cover mortgage obligations during the winter season.
As Oswego families review their coverage before the new season, Christina Reynolds Insurance Corp American Family Insurance helps clients evaluate protection for their homes, vehicles, and loved ones. As a local life insurance agent, the company works with residents to understand term, whole, and universal life policy options that fit different stages of life and long-term goals. They also help coordinate coverage with auto and homeowners policies to create a more cohesive plan. An initial needs assessment or policy review is scheduled during the first consultation.
Tri-County Insurance Agency, Inc., operating as the Bentley Agency, works to connect local residents and businesses in the Oswego area with appropriate life insurance coverage. The agency specializes in helping clients assess their long-term financial protection needs through term and permanent life policy options. Commercial clients are served with business continuation and key person coverage solutions. The agency can assist offices, warehouses, and food service operations with securing life insurance tailored to their specific industry requirements.
VERONICA CONTRERAS: Allstate Insurance in Oswego, IL, is known for offering life insurance coverage to local residents. The agency provides a range of policies designed to help families and individuals plan for long-term financial security. Licensed agents work closely with clients to explain term, whole, and universal life options. Policyholders can also add critical illness insurance as a valuable supplement to a standard life insurance plan.
What Does a a Life Insurance Agent in Oswego Cost?
A typical term life insurance policy in Illinois costs between $20 and $50 per month for a healthy 30-year-old for a 20-year term with $250,000 in coverage. Whole life policies often range from $100 to $300 per month for similar coverage amounts. Costs vary based on age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Oswego
Life insurance agents in Oswego, Illinois help residents choose policies that provide financial security for their families. Illinois law requires agents to be licensed by the state Department of Insurance, ensuring they meet professional standards. Local agents understand the needs of Oswego families and can explain term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent in Oswego need?
Agents must hold a valid Illinois life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license must be renewed every two years with continuing education credits.
How long do I have to file a life insurance claim in Illinois?
Illinois does not set a strict time limit for filing a claim, but you should file promptly. Once the claim is filed, the insurer must pay or deny it within 30 days. If additional information is needed, the timeline may extend.
Can a life insurance agent in Oswego help with policy changes?
Yes, agents can assist with beneficiary changes, policy loans, or converting term to permanent coverage. They can also help review your policy to ensure it still meets your needs. Always contact your agent before making changes.
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