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Find Life Insurance Agents Near You in Prospect Heights, IL
Looking for a life insurance agent in Prospect Heights? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Prospect Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 3 life insurance agents in Prospect Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Ninness - State Farm Insurance Agent
4 N Elmhurst Rd, Prospect Heights, IL 60070
(847) 259-0550
jeffninness.com
Magnum Insurance Agency
644 N Milwaukee Ave, Prospect Heights, IL 60070
(847) 215-0008
magnuminsurance.com
Seguros El Guardián
15 E Palatine Rd #107b, Prospect Heights, IL 60070
(224) 955-8050
seguroselguardian.com
Life insurance agents in Prospect Heights Illinois help residents find coverage to protect their families. Illinois law requires agents to hold a valid state license and follow regulations set by the Illinois Department of Insurance. Local agents can explain how Illinois estate laws may affect your policy choices.
What Does a Life Insurance Agent in Prospect Heights Cost?
Term life insurance for a healthy 35 year old in Illinois typically costs 20 to 40 dollars per month for a 20 year 500 thousand dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary based on age health and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Prospect Heights need?
Agents must hold a valid Illinois life insurance producer license. This license requires passing a state exam and completing continuing education every two years.
How does Illinois law affect life insurance beneficiaries?
Illinois law allows you to name any person or entity as a beneficiary. If you do not name a beneficiary the policy proceeds may go through probate court in Cook County.
Can a life insurance agent help with Illinois estate taxes?
Illinois has an estate tax for estates over 4 million dollars. An agent can help you choose a policy that provides liquidity for this tax but you should also consult a tax professional.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.