The top-rated life insurance agent in Streator, Illinois is Theresa Solon - State Farm Insurance Agent, rated 5.0 stars across 279 reviews. Other highly rated options include Chad Lucas - State Farm Insurance Agent, Kuntz Insurance Agency, Inc., Christina Reynolds Insurance Corp American Family Insurance. This directory lists 14 life insurance agents serving Streator.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Theresa Solon - State Farm Insurance Agent | 1801 N Bloomington St | (815) 672-2602 |
| 2 | Chad Lucas - State Farm Insurance Agent | 201 N Bloomington St | (815) 673-2770 |
| 3 | Kuntz Insurance Agency, Inc. | 134 S Bloomington St | (815) 672-4640 |
| 4 | Christina Reynolds Insurance Corp American Family Insurance | 307 E Hickory St | (815) 672-2018 |
| 5 | Liptak Insurance Agency | 415 N Everett St | (815) 673-1237 |
| 6 | Joe Starkey Jr - COUNTRY Financial Representative | 415 E Main St | (815) 673-1508 |
| 7 | Ramza Insurance Group, Inc. | 127 S Bloomington St | (815) 672-3133 |
| 8 | WellSure Insurance IL | 423 E Main St | (815) 649-1028 |
| 9 | Freedom Solution Insurance Agency | 424 E Main St Suite 1 | (815) 242-1650 |
| 10 | Richard Hanson - Thrivent | 207 E Hickory St | (815) 672-7273 |
Theresa Solon - State Farm Insurance Agent serves the Streator, Illinois area, providing life insurance policies to local residents. The company helps clients understand term and whole life options designed to offer financial protection for their families. Planning for mortgage coverage and final expenses are among the common needs addressed through personalized consultations with the agent. The business handles policy adjustments for changing life events and claims support for beneficiaries in the Streator community.
As families in Streator start thinking about year-end financial reviews or securing their holiday plans, they often look to update their life insurance coverage. Chad Lucas - State Farm Insurance Agent helps local residents sort through term or whole life options to match their budget and long-term needs. The agency explains how policies can protect dependents or cover final expenses, offering clear comparisons. An initial consultation will walk through current health and financial details before recommending next steps.
Kuntz Insurance Agency, Inc. offers a range of life insurance services including term life, whole life, and universal life policies to address various financial needs. The agency helps clients in Streator, IL, evaluate their coverage options and adjust plans as family or business circumstances change. It also assists with policy reviews and beneficiary updates. Its client base includes properties such as single-family homes, apartments, retail, and restaurants.
Christina Reynolds Insurance Corp American Family Insurance provides essential life coverage designed to protect families and individuals. This Streator, Illinois agency specializes in term and whole life policies to meet varying financial needs. Agents focus on helping clients with tailored solutions to secure their long-term financial future. The company serves local residential clients, protecting personal estates and surviving dependents. It also extends coverage to commercial sectors, including local offices, warehouses, and food service businesses that require key person or business continuation policies.
Liptak Insurance Agency serves homeowners, local businesses, and property managers in Streator, Illinois, by providing life insurance agent services tailored to individual and commercial needs. The agency helps clients evaluate coverage options to protect assets and provide financial security for their families. It also advises on policy adjustments during major life changes, such as marriage or retirement. The firm extends its life insurance agent services to residents and businesses in nearby Ottawa as well.
Serving Streator, Illinois, and the surrounding communities, Joe Starkey Jr - COUNTRY Financial Representative handles life insurance policies for local individuals and families. The agency assists clients in evaluating coverage options that address future financial security needs. Each case begins with a personal consultation to discuss current circumstances and long-term objectives. This approach guides the process of selecting appropriate term or whole life products that match a client’s specific situation and budget.
When clients seek a single consultation or require ongoing annual policy reviews and portfolio adjustments, Ramza Insurance Group, Inc. in Streator, IL provides life insurance coverage tailored to individual protection needs and changing financial goals. Their agents guide customers through term, whole, and universal options that support long-term income replacement and final expense planning. Service runs on either a one-time, scheduled, or as-needed basis to accommodate each policyholder’s risk management preferences and life stage.
WellSure Insurance IL specializes in life insurance agent services, offering policies that help individuals and families secure financial protection. Its general service work includes assisting Streator, IL residents with policy selection and basic coverage needs. During open enrollment periods and major life changes such as marriage or parenthood, the agency helps clients reassess their plans. In the fall, it focuses on advising families about preparing coverage for the approaching holiday season or the new year ahead.
Freedom Solution Insurance Agency works with individuals throughout Streator, IL, to help them select life insurance policies suited to their needs. The firm specializes in term life and whole life insurance arrangements, offering clients different coverage options. Supporting thorough financial planning, the agents review beneficiaries and potential future needs with each customer. This service is available for those looking to protect their personal finances and business holdings. For commercial clients, it assists with coverage needs across various enterprises, including offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Streator Cost?
Life insurance costs in Illinois vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Streator might pay 25 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Permanent policies like whole life can cost 100 to 300 dollars per month for similar coverage. Rates also depend on factors like smoking status and family medical history. This is general information and not insurance advice.
About life insurance agents in Streator
Life insurance agents in Streator, Illinois help residents find coverage that fits their needs and budget. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Streator need?
Life insurance agents in Illinois must hold a valid resident producer license from the Illinois Department of Insurance. This requires completing pre-licensing education and passing a state exam. You can verify an agents license on the Illinois Department of Insurance website.
How does Illinois law affect life insurance payouts for Streator residents?
Illinois has a two-year contestability period during which an insurer can deny a claim for material misrepresentation. After two years, claims are generally paid unless fraud is proven. Illinois also requires insurers to pay interest on delayed death benefits.
What types of life insurance are common in Streator Illinois?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period like 10 or 20 years. Whole life and universal life offer permanent coverage with a cash value component that grows over time.
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