The top-rated life insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 170 reviews. Other highly rated options include Backstrom Insurance Group, HealthMarkets Insurance - Tony Letcher, Pilot Insurance Agency. This directory lists 18 life insurance agents serving Mishawaka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McCarthy Insurance Group | 802 Lincolnway W | (574) 259-5622 |
| 2 | Backstrom Insurance Group | 3006 Lincolnway E | (574) 360-8182 |
| 3 | HealthMarkets Insurance - Tony Letcher | 1736 E Day Rd Suite 400 Suite 400 | (574) 307-8882 |
| 4 | Pilot Insurance Agency | 822 W 8th St | (574) 855-4837 |
| 5 | HealthMarkets Insurance - Derek Mabry | 1736 E Day Rd #400 | (574) 229-8147 |
| 6 | DAC Insurance Inc., Michiana's Insurance Agency | 1117 Lincolnway E | (574) 256-6707 |
| 7 | Renita Fleming: Allstate Insurance | 3310 N Hickory Rd Ste B2 | (574) 255-4200 |
| 8 | Dennis Insurance Agency | 2401 Lincolnway W | (574) 254-1010 |
| 9 | Summers Insurance Agency | 12415 McKinley Hwy | (574) 252-0502 |
| 10 | HealthMarkets Insurance - Zack Spaulding | 1736 E Day Rd Ste 200 #400 | (574) 240-4013 |
McCarthy Insurance Group serves the Mishawaka, Indiana, area as a life insurance agency. The company helps local residents plan for their financial future by offering protection solutions that address long-term security needs. Typical services include guiding clients through policy options designed to provide income replacement and final expense coverage. By working closely with individuals and families in this region, the agency assists in securing dependable coverage for life's uncertainties. Their specific services include term life and whole life insurance policies.
Backstrom Insurance Group in Mishawaka, Indiana, provides life insurance agent services including needs analysis, policy selection guidance, and application support for clients. Ongoing service involves periodic policy reviews and assistance with beneficiary updates. These services help individuals secure financial protection for their families. The company offers routine maintenance of coverage through regular check-ins to ensure plans remain aligned with changing life circumstances. Backstrom Insurance Group serves single-family homes, apartments, retail, and restaurants in the local area.
HealthMarkets Insurance - Tony Letcher serves Mishawaka, Indiana, and its surrounding communities with life insurance solutions. The agency handles term life and whole life policies designed to meet individual financial protection needs. Policies are tailored to help clients secure coverage for income replacement, final expenses, and long-term planning. The company approaches each case by conducting a thorough review of the client’s personal situation and future goals before recommending appropriate coverage options from available plans.
Pilot Insurance Agency in Mishawaka, IN, distinguishes between term policies, which require periodic renewals, and permanent coverage, which continues for a client’s lifetime. Life insurance agents here help clients evaluate coverage amounts that protect dependents and replace lost income. Because personal financial situations differ, they assess each client’s needs before recommending a plan. This local agency typically provides both an initial one-time consultation for policy setup and scheduled annual reviews. Ongoing service then runs on an as-needed basis for adjustments or claims assistance.
HealthMarkets Insurance - Derek Mabry in Mishawaka, IN specializes in helping individuals and families secure life insurance policies. These services include policy recommendations for income replacement, final expenses, and debt protection. The agency also assists clients with general inquiries about coverage options and the application process. They help local residents navigate life insurance needs during major life changes, such as the birth of a child or the purchase of a new home. This support can be particularly valuable when preparing for the financial implications of the fall and winter holiday season.
DAC Insurance Inc., Michiana's Insurance Agency helps individuals and families plan for financial security through life insurance coverage in Mishawaka, Indiana. The company also specializes in offering supplemental policies to address specific protection needs. Clients can work with the agency to evaluate their options and select appropriate plans based on personal circumstances. The firm serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Renita Fleming: Allstate Insurance offers life insurance agent services to residential households throughout the Mishawaka, Indiana area. Commercial coverage is also available for local businesses seeking financial protection for their operations and key personnel. The agency helps clients select policies that address income replacement, debt settlement, and future planning needs. Customers can contact the office to discuss their options and schedule consultations. Between regular visits, the agency provides follow-up support to adjust coverage as life circumstances change.
Dennis Insurance Agency in Mishawaka, Indiana, is known for providing life insurance coverage to local residents, helping families secure financial protection for the future. The agency serves clients throughout the area by explaining policy options and guiding them in choosing appropriate term or permanent life plans. Dennis Insurance Agency also offers consultations tailored for individuals preparing retirement income strategies or estate planning needs.
Summers Insurance Agency in Mishawaka, Indiana, provides residential life insurance coverage to local families, helping them secure financial protection for the future. The company also offers commercial life insurance policies for area businesses, serving clients throughout Mishawaka and the surrounding region. Each policy is tailored to individual needs, with agents available to answer questions during regular office hours. After an initial consultation, the agency schedules follow-up appointments to review coverage and adjust plans between regular annual visits.
What Does a a Life Insurance Agent in Mishawaka Cost?
Life insurance costs in Indiana vary by age health and coverage amount. A 35 year old non-smoker might pay 20 to 40 dollars per month for a 250,000 dollar term policy. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Rates also depend on the carriers underwriting guidelines. This is general information not insurance advice.
About life insurance agents in Mishawaka
Life insurance agents in Mishawaka Indiana help residents find coverage to protect their families. Indiana law requires agents to hold a valid state license and follow the Indiana Insurance Code. Local agents can explain term life whole life and universal life options that fit your budget and needs.
Frequently Asked Questions
What license does a life insurance agent need in Mishawaka Indiana?
Agents must hold an Indiana resident producers license from the Indiana Department of Insurance. They must complete prelicensing education and pass the state exam. Continuing education is required every two years to renew the license.
Can a life insurance agent in Mishawaka help with Indiana probate?
Life insurance proceeds generally pass outside probate to the named beneficiary. Indiana law allows a beneficiary to claim the death benefit directly from the insurer. An agent can help ensure your policy designations are correct.
How do I find a life insurance agent near me in Mishawaka?
You can search the Indiana Department of Insurance online database for licensed agents in St Joseph County. Local agents are listed in business directories and through referrals. Always verify the agents license status before working with them.
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