The top-rated life insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Ketelsen Davis Agency, Boersma Insurance Services. This directory lists 15 life insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Ligouri Insurance | 4320 1/2 SW 9th St | (515) 285-0370 |
| 3 | Ketelsen Davis Agency | 106 SW 7th St Ste B101 | (515) 257-7072 |
| 4 | Boersma Insurance Services | 100 Court Ave #310/450 | (515) 327-7033 |
| 5 | Insurance Networking Systems | 3512 Ingersoll Ave | (515) 243-1223 |
| 6 | Centro Insurance | 5406 Douglas Ave | (515) 318-5638 |
| 7 | EMC Insurance Companies Headquarters | 717 Mulberry St | (800) 362-2227 |
| 8 | Mauro Insurance | 4314 SW 9th St | (515) 287-2257 |
| 9 | Davis Insurance Agency | 2815 Beaver Ave # 200 | (515) 274-3838 |
| 10 | Dallas Downey, DSM Insurance Guy | 505 E Grand Ave | (515) 373-8988 |
The Insurance Specialists Inc serves the Des Moines, Iowa metro area, offering professional life insurance agent services to local residents and businesses. It assists clients in evaluating their personal financial needs to consider appropriate coverage options. The company helps individuals understand how life insurance can provide financial protection for families. It also aids business owners in exploring key-person policies. Specific services handled include term life and whole life insurance arrangements.
Ligouri Insurance in Des Moines, IA provides a range of life insurance services, including policy consultations, needs assessments, and beneficiary designations. The agency assists clients with reviewing and adjusting existing coverage to align with changing life circumstances. Its support includes helping individuals and families secure financial protection through term, whole, and universal life policies. The company services properties such as single-family homes, apartments, retail shops, and local restaurants.
Homeowners and small business owners in Des Moines, Iowa, turn to Ketelsen Davis Agency for guidance on life insurance coverage and financial protection. The agency helps clients navigate policy options to secure their families’ futures and business continuity. By assessing individual needs, they recommend suitable plans that offer peace of mind. Their service area extends to the neighboring communities of West Des Moines and Ankeny, providing accessible support throughout the greater metro region.
Boersma Insurance Services serves the Des Moines, Iowa area and its surrounding communities, handling life insurance policies for local residents. It assists clients in reviewing their coverage needs to help provide financial protection for families. A typical engagement begins with a thorough discussion of individual circumstances and long-term goals. This general approach then focuses on matching suitable policy options with the client's specific requirements, helping to simplify the process of securing coverage.
Insurance Networking Systems in Des Moines, IA distinguishes between one-time policy placements, which provide a single plan for a set coverage period, and recurring service agreements that include ongoing policy reviews for adjusting beneficiaries or riders. Their primary coverage options address term life and whole life plans for local clients needing death benefit protection. Service appointments typically run on an as-needed basis, such as when a client requests a policy change or a coverage reassessment.
When the spring storm season arrives in Des Moines, homeowners often review their financial protections against unexpected loss. Centro Insurance serves this need by guiding clients through life insurance options tailored to long-term family security. Their agents explain term, whole, and universal policies to match individual coverage requirements and budgets. The process begins with a free, no-obligation consultation to assess current assets and personal goals. This initial assessment uses a simple questionnaire to identify the appropriate policy amount before any formal application is submitted.
EMC Insurance Companies Headquarters specializes in life insurance planning, offering term and permanent policies for individuals and families. The agency also provides general insurance services, including policy reviews and beneficiary updates for existing clients throughout Des Moines. Its agents assist with coverage adjustments to align with financial goals and lifestyle changes. During the early stages of parenthood, the firm helps new families secure income protection and college savings strategies for their children.
Mauro Insurance is a life insurance agent in Des Moines, Iowa, known for helping local families and individuals secure financial protection. Its service range includes term life policies, whole life coverage, and final expense planning designed to meet clients’ long-term needs. Working with various carriers, the agency evaluates personal health and budget to recommend suitable coverage amounts. For a specialty service on request, Mauro Insurance can assist with adding an accidental death benefit rider to a standard policy.
Davis Insurance Agency serves residential clients in Des Moines with personalized life insurance planning to help protect families and individual financial futures. Commercial coverage options are also available for local businesses requiring key person or buy-sell policies throughout the greater Des Moines area. The agency focuses on clear policy explanations and straightforward application processes. Following an initial or annual policy review, clients can schedule follow-up discussions or updates at their convenience between regular visits.
What Does a a Life Insurance Agent in Des Moines Cost?
A typical term life policy for a healthy 35-year-old in Des Moines costs between 20 and 50 dollars per month for 500,000 dollars of coverage. Whole life policies usually cost 100 to 300 dollars per month for the same amount. Costs depend on age health and policy type. This is general information not insurance advice.
About life insurance agents in Des Moines
Life insurance agents in Des Moines help residents choose policies that protect their families and assets. Iowa law requires all agents to hold a valid state license and follow the Iowa Insurance Code. Local agents understand the needs of Des Moines families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Iowa?
An agent must pass the Iowa insurance licensing exam and complete continuing education every two years. The Iowa Insurance Division oversees all agent licenses and consumer complaints.
How long does it take to get life insurance in Des Moines?
Most policies take 2 to 6 weeks to issue after the application and medical exam. Some term policies with no exam can be approved in a few days.
What types of life insurance are common in Iowa?
Term life whole life and universal life are the most common types. Many Des Moines residents choose term life for its lower cost and whole life for cash value growth.
Life Insurance Agents in Other Iowa Cities
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