The top-rated life insurance agent in Ashland, Kentucky is Mary Boggs - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Jessica Haukedahl - State Farm Insurance Agent, Ian Phillips - State Farm Insurance Agent, Sharp Insurance & Financial Services. This directory lists 19 life insurance agents serving Ashland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Boggs - State Farm Insurance Agent | 1653 Greenup Ave | (606) 744-1208 |
| 2 | Jessica Haukedahl - State Farm Insurance Agent | 2000 13th St | (606) 325-8591 |
| 3 | Ian Phillips - State Farm Insurance Agent | 2101 Carter Ave | (606) 324-4159 |
| 4 | Sharp Insurance & Financial Services | 612 Wheatley Rd | (606) 324-0696 |
| 5 | Kentucky Farm Bureau Insurance | 9285 US-60 | (606) 928-9561 |
| 6 | Larra Ferguson: Allstate Insurance | 4332 13th St Unit 1 | (606) 325-7700 |
| 7 | MES Insurance Solutions LLC | 1536 Winchester Ave Suite 205 | (606) 585-8308 |
| 8 | D. Insurance Agency | 2036 29th St | (270) 648-1717 |
| 9 | Charles C Adams Insurance Inc | 221 20th St | (606) 325-9709 |
| 10 | Greg Gibson Insurance | 12544 US-60 | (606) 585-0153 |
Mary Boggs - State Farm Insurance Agent serves the Ashland, Kentucky area and provides life insurance coverage to local residents and businesses. This agency works with individuals to select suitable policies that address their long-term financial protection needs. A life insurance agent in this region assists clients by explaining different plan types and their benefits. The agency also manages existing policies and processes necessary paperwork for claims or changes. Specific services handled here include term life insurance and whole life insurance policy consultations.
Jessica Haukedahl - State Farm Insurance Agent in Ashland, KY provides a range of life insurance policies designed to offer financial protection and peace of mind for individuals and families. The agency assists clients in selecting appropriate coverage and reviews existing plans to ensure they continue to meet evolving needs. Service includes helping policyholders with beneficiary updates and answering questions about their coverage. This life insurance agent services single-family homes, apartments, retail, and restaurants.
Ian Phillips - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Ashland, Kentucky area. The agency helps clients assess their long-term financial needs by offering life insurance policies that provide income protection for families and business continuity for local enterprises. The team also assists with auto, home, and health coverage to build complete risk management plans for policyholders. In addition to serving customers in Ashland proper, the agency provides services to residents and property owners in nearby Catlettsburg.
Sharp Insurance & Financial Services serves Ashland, Kentucky, and the surrounding communities. The agency handles life insurance policies designed to provide financial protection for families and individuals in the area. It assists clients in reviewing their long-term needs and selecting appropriate coverage amounts. For a typical job, the agency gathers relevant personal and financial information from the client, then presents several policy options clearly, comparing costs and benefits to help the client make an informed decision.
Serving the residents of Ashland and the surrounding communities in northeastern Kentucky, Kentucky Farm Bureau Insurance handles life insurance agent services. It offers guidance to individuals and families seeking to protect their financial futures through personalized policy selection. The agency works with clients to assess coverage needs for income replacement, debt settlement, and final expenses. To handle a typical job, it employs a consultative process that begins with understanding each client’s financial situation and long-term goals before presenting suitable plan options for their evaluation.
For life insurance, clients choose between a one-time term policy that covers a set period or a permanent whole life policy with lifelong coverage and cash value growth. Larra Ferguson: Allstate Insurance in Ashland, KY, helps residents assess these options to protect their families. The agency also facilitates homeowners, auto, and umbrella liability coverage under the same national brand. Appointments typically run on an as-needed basis for policy reviews and new applications.
As the leaves turn in autumn, many Ashland families begin reviewing their financial protections for the coming year. MES Insurance Solutions LLC helps residents in this area secure life insurance policies that provide for loved ones after a loss. The company is a locally operated agency serving client needs by explaining different policy types and coverage options. After an initial discussion, they will schedule an in-person inspection or fact-finding assessment to calculate appropriate benefit levels for each household.
D. Insurance Agency assists individuals and families in Ashland, KY with financial protection planning, focusing specifically on life insurance solutions to meet long-term security needs. The agency helps clients understand coverage options that address income replacement, final expenses, and debt obligations. It supports both personal applications and business-related insurance requirements. Commercial sectors that can be served include local offices, warehouses, and food service operations.
Helping clients secure financial protection can involve one-time policy purchases or ongoing coverage adjustments as life circumstances change. Charles C Adams Insurance Inc, based in Ashland, Kentucky, assists local individuals in selecting life insurance plans suited to their needs. Guidance is provided through policy options and claim support within the local area. This service is available on an as-needed basis for consultations, policy reviews, and coverage changes.
Greg Gibson Insurance specializes in life insurance planning, offering term and whole life policies to residents of Ashland, Kentucky. The agency works with individuals and families to secure financial protection for future needs. Its general service work includes helping clients evaluate coverage options tailored to different life stages and budgets. Each spring, the agency assists local homeowners in reviewing their policies for changes in household income or dependents, ensuring continued alignment with evolving financial responsibilities.
What Does a a Life Insurance Agent in Ashland Cost?
Typical costs for life insurance in Kentucky vary by age, health, and coverage amount. A healthy 35 year old might pay $20 to $40 per month for a 20 year term policy with $250,000 in coverage. Whole life policies often cost $100 to $300 per month. Final expense policies for seniors can range from $30 to $100 per month. This is general information, not insurance advice.
About life insurance agents in Ashland
Life insurance agents in Ashland, Kentucky help residents choose coverage that fits their needs and budget. Kentucky law requires agents to hold a valid state license and follow the Kentucky Insurance Code. Local agents understand the specific needs of families in Boyd County and the surrounding area.
Frequently Asked Questions
What license does a life insurance agent need in Kentucky?
Agents must pass the Kentucky insurance licensing exam and complete continuing education every two years. They must also undergo a background check. Only licensed agents can sell life insurance in the state.
How long does it take to get a life insurance policy in Ashland?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life. Some policies require a medical exam.
Can an agent help with Kentucky state insurance regulations?
Yes. A local agent can explain Kentucky laws such as the free look period which gives you 10 days to cancel a policy. They also help with beneficiary designation rules under Kentucky law.
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