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HomeLife Insurance AgentsMaine › Waterville

Find Life Insurance Agents Near You in Waterville, ME

Browse life insurance agents serving Waterville, Maine. Updated 2026-07-14.

The top-rated life insurance agent in Waterville, Maine is AAA Waterville Insurance and Member Services, rated 4.4 stars across 61 reviews. Other highly rated options include Michael Lee - State Farm Insurance Agent, John Fortier - State Farm Insurance Agent, Allen Insurance and Financial. This directory lists 11 life insurance agents serving Waterville.

Showing 11 life insurance agents in Waterville, MEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Waterville Insurance and Member Services13 Washington St(207) 873-0692
2Michael Lee - State Farm Insurance Agent328 Main St(207) 872-0999
3John Fortier - State Farm Insurance Agent305 Kennedy Memorial Dr(207) 873-1101
4Allen Insurance and Financial51 Main St(207) 873-5101
5Best Insurance ME11a Water St(207) 803-6255
6Maroon Insurance Agency68 Silver Ter(207) 481-4560
7CO AG Insurance Agency266 Main St #2
8Prudential | Steve Busque | Life Insurance & Financial Services143 Silver St #7(207) 872-2634
9GHM Agency51 Main St(207) 873-5101
10Cornerstone Insurance Agency: Martin TimothyWaterville, ME 04903(207) 872-6529
AW
13 Washington St
AAA Waterville Insurance and Member Services
Life Insurance Agent · Waterville, ME

AAA Waterville Insurance and Member Services serves the Waterville, Maine area as a life insurance agency. It helps local residents secure financial protection for their families through standard life insurance policies. The company assists clients in selecting appropriate coverage amounts and plan durations. Like other agents in this region, its work involves explaining policy terms, managing applications, and guiding customers through the underwriting process. AAA Waterville handles term life insurance and whole life insurance for individuals and families in the community.

ML
328 Main St
Michael Lee - State Farm Insurance Agent
Life Insurance Agent · Waterville, ME

Michael Lee, as a State Farm Insurance Agent in Waterville, ME, offers a comprehensive range of life insurance policies designed to provide financial protection for individuals and families. Each policy can be tailored to address specific needs, with ongoing support available through the agent’s office for policy adjustments or beneficiary updates. He serves a variety of properties in the local area, including single-family homes, apartments, retail businesses, and restaurants.

JF
305 Kennedy Memorial Dr
John Fortier - State Farm Insurance Agent
Life Insurance Agent · Waterville, ME

Serving homeowners and local business owners across Waterville, this agency helps clients assess their coverage needs with term and whole life insurance policies. It focuses on protecting families and small businesses from financial gaps due to unexpected events. The team works closely with each individual to explain policy options and tailor protection to fit personal budgets. Beyond Waterville, this life insurance agent also assists residents in nearby Winslow.

AI
51 Main St
Allen Insurance and Financial
Life Insurance Agent · Waterville, ME

Serving Waterville and the surrounding central Maine communities, Allen Insurance and Financial handles a range of life insurance needs for local families and individuals. The agency assists clients in reviewing their coverage options to protect financial dependents and secure long-term planning goals. By analyzing each client's unique situation and future objectives, it recommends suitable policy types to help meet specific financial protection needs. The approach involves a careful consultation process to ensure all coverage aligns with the individual client's current circumstances and personal priorities.

BI
11a Water St
Best Insurance ME
Life Insurance Agent · Waterville, ME

Life insurance options generally fall into term, which provides a temporary coverage period, or permanent, which builds cash value over a lifetime. As a life insurance agent in Waterville, ME, Best Insurance ME guides clients through both selections to tailor a plan matching financial goals and family protection needs. Policy decisions consider budgets and long-term estate planning, and beneficiaries receive payouts income tax-free. Services are available on an as-needed basis for initial consultations or policy reviews, rather than operating on a scheduled recurring schedule.

MI
68 Silver Ter
Maroon Insurance Agency
Life Insurance Agent · Waterville, ME

Maroon Insurance Agency in Waterville, ME specializes in evaluating clients’ health and financial backgrounds to tailor coverage needs, then assists with filing policy applications and facilitating beneficiary designations. The agency maintains a focus on simplifying complex policy terms and coordinating with underwriters to secure final approvals for individual and family plans. As colder months approach, it helps local residents ensure their policies remain updated to cover new secondary health concerns or changes in household income.

CA
266 Main St #2
CO AG Insurance Agency
Life Insurance Agent · Waterville, ME
PS
143 Silver St #7
Prudential | Steve Busque | Life Insurance & Financial Services
Life Insurance Agent · Waterville, ME

Prudential | Steve Busque | Life Insurance & Financial Services provides financial protection planning for individuals and households in the Waterville, Maine area. The agency specializes in life insurance policies and related financial strategies designed to help secure a client’s long-term financial future. Agents offer guidance on coverage options for personal needs, such as income replacement and debt protection. The firm also works with local commercial clients, including small offices, warehouses, and food service operations.

GA
51 Main St
GHM Agency
Life Insurance Agent · Waterville, ME

GHM Agency provides life insurance coverage to residents in the Waterville, Maine area. In addition to personal policies, the agency offers commercial insurance options for local business owners. Service extends throughout the region, supporting clients with tailored coverage needs. Agents work closely with individuals to select appropriate plans for financial protection. Between regular visits, the agency follows up to ensure policies remain aligned with changing circumstances and life events.

CI
Waterville, ME 04903
Cornerstone Insurance Agency: Martin Timothy
Life Insurance Agent · Waterville, ME

Cornerstone Insurance Agency: Martin Timothy in Waterville, Maine is known for offering personalized Life Insurance Agent services to local residents and families. Its service range includes helping clients evaluate various life insurance policies designed to provide financial security and peace of mind. The agency works with individuals to assess their coverage needs, from term plans to more permanent options. As a specialty service that can be added on, the agency can assist with arranging supplementary riders for critical illness or accidental death coverage.

FF
315 Main St
Fischer Financial Services
Life Insurance Agent · Waterville, ME
(207) 873-7654
fischer-financial.com

What Does a a Life Insurance Agent in Waterville Cost?

Typical costs for life insurance in Maine vary by age, health, and policy type. A 35-year-old non-smoker might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.

About life insurance agents in Waterville

Life insurance agents in Waterville, Maine help residents choose coverage that protects their families and meets state regulations. Maine law requires agents to hold a valid license issued by the Maine Bureau of Insurance. Local agents can explain how Maine-specific rules, such as the grace period for premium payments, affect your policy.

Frequently Asked Questions

What is the Maine grace period for life insurance premiums?

Maine law gives policyholders a 31-day grace period to pay a late premium. If you do not pay within that time, the policy may lapse. An agent can explain how to reinstate coverage after a lapse.

Do I need a medical exam for life insurance in Waterville?

Not always. Many insurers offer simplified issue or guaranteed issue policies that do not require a medical exam. However, policies with exams often provide lower premiums for healthy individuals.

How do Maine life insurance laws protect beneficiaries?

Maine requires insurers to pay claims promptly, usually within 30 days of receiving proof of death. If payment is delayed, the insurer may owe interest at a rate set by the state. An agent can help you understand these protections.

Life Insurance Agents in Other Maine Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.