Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 10 life insurance agents in Waterville, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Waterville Insurance and Member Services
13 Washington St, Waterville, ME 04901
(207) 873-0692
ace.aaa.com
Michael Lee - State Farm Insurance Agent
328 Main St, Waterville, ME 04901
(207) 872-0999
mikeleeagency.com
John Fortier - State Farm Insurance Agent
305 Kennedy Memorial Dr, Waterville, ME 04901
(207) 873-1101
johnfortier.net
Allen Insurance and Financial
51 Main St, Waterville, ME 04901
(207) 873-5101
allenif.com
Best Insurance ME
11a Water St, Waterville, ME 04901
(207) 803-6255
Maroon Insurance Agency
68 Silver Ter, Waterville, ME 04901
(207) 481-4560
Prudential | Steve Busque | Life Insurance & Financial Services
143 Silver St #7, Waterville, ME 04901
(207) 872-2634
GHM Agency
51 Main St, Waterville, ME 04901
(207) 873-5101
Cornerstone Insurance Agency: Martin Timothy
Waterville, ME 04903
(207) 872-6529
Fischer Financial Services
315 Main St, Waterville, ME 04901
(207) 873-7654
fischer-financial.com
What Does a Life Insurance Agent in Waterville Cost?
Typical costs for life insurance in Maine vary by age, health, and policy type. A 35-year-old non-smoker might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Maine grace period for life insurance premiums?
Maine law gives policyholders a 31-day grace period to pay a late premium. If you do not pay within that time, the policy may lapse. An agent can explain how to reinstate coverage after a lapse.
Do I need a medical exam for life insurance in Waterville?
Not always. Many insurers offer simplified issue or guaranteed issue policies that do not require a medical exam. However, policies with exams often provide lower premiums for healthy individuals.
How do Maine life insurance laws protect beneficiaries?
Maine requires insurers to pay claims promptly, usually within 30 days of receiving proof of death. If payment is delayed, the insurer may owe interest at a rate set by the state. An agent can help you understand these protections.