ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse life insurance agents serving Adams, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Adams, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 life insurance agents in Adams, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Smith Brothers-McAndrews Insurance
69 Park St, Adams, MA 01220
(413) 743-1216
smithbrosmcandrews.com
Greylock Insurance Agency
2 Park St, Adams, MA 01220
(413) 743-9624
greylockinsurance.com
Life insurance agents in Adams Massachusetts help residents find coverage that fits their needs and budget. Massachusetts requires all life insurance agents to hold a valid state license and follow state regulations. Local agents can explain how Massachusetts laws like the 10-day free look period and incontestability clause apply to your policy.
What Does a Life Insurance Agent in Adams Cost?
Term life insurance costs in Massachusetts typically range from 20 to 50 dollars per month for a healthy 35-year-old with a 250,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs depend on age health coverage amount and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do life insurance agents need in Adams Massachusetts?
Life insurance agents in Massachusetts must hold a valid resident or non-resident license from the Massachusetts Division of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How does the Massachusetts free look period work for life insurance?
Massachusetts law gives you a 10-day free look period after you receive a new life insurance policy. During this time you can cancel the policy for any reason and get a full refund of any premiums paid. This applies to both individual and group policies.
What is the Massachusetts incontestability clause for life insurance?
Under Massachusetts law a life insurance policy cannot be contested after it has been in force for two years during the insureds lifetime. This means the insurer cannot deny a claim based on misstatements in the application after that period. Exceptions apply for fraud or nonpayment of premiums.
Free • No Obligation
Compare Life Insurance Agents
Get matched with agents in Adams who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.