The top-rated life insurance agent in Haverhill, Massachusetts is MTM Insurance of Greater Haverhill, INC., rated 4.8 stars across 78 reviews. Other highly rated options include James Sarcione: Allstate Insurance, James Page Insurance, Sullivan Insurance & Financial. This directory lists 13 life insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 2 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 3 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 4 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 5 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 6 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 7 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 8 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
| 9 | Harverhill insurance Agency | 76 Merrimack St | (351) 203-0115 |
| 10 | Prestige insurance MA | 216 Essex St | (351) 203-0510 |
MTM Insurance of Greater Haverhill, INC. serves Haverhill, MA and the surrounding Merrimack Valley area for life insurance agent services. It provides policies designed to offer financial protection for families and individuals. The company guides clients through the process of securing coverage that can help with future obligations. For those living in eastern Massachusetts, this firm handles term life and whole life insurance policies, addressing different needs for coverage length and cash value accumulation.
James Sarcione: Allstate Insurance in Haverhill, MA, provides a range of life insurance products designed to offer financial protection for families and individuals. The agency assists clients in selecting policies that suit their coverage needs. Services include helping with policy maintenance, plan adjustments, and addressing customer questions about existing coverage. The agency’s team is available to guide clients through application processes and routine policy reviews. It serves single-family homes, apartments, retail establishments, and restaurants within the local area.
Residents and business owners in Haverhill, Massachusetts turn to James Page Insurance for life insurance agent services. The agency works with individuals and families to help secure financial protection through various life insurance policy options. Policies may help provide for loved ones and cover final expenses. The team assists clients in understanding coverage types suited to their specific circumstances. Service area coverage extends to neighboring communities throughout the Merrimack Valley region, including the city of Lawrence and surrounding areas.
Sullivan Insurance & Financial serves Haverhill, Massachusetts, and the surrounding Merrimack Valley communities. It handles life insurance policies designed to protect families and provide financial security for beneficiaries in the event of the policyholder's passing. The company typically reviews a client’s overall income, debts, and long-term needs to recommend a suitable plan. It then helps complete the application process and coordinates with the insurer to finalize coverage for the chosen term or permanent policy.
Cowan Insurance Agency, located in Haverhill, MA, distinguishes between a single life insurance policy and an ongoing portfolio that adjusts with changing needs. General coverage options typically include term and whole life policies designed to provide financial protection for beneficiaries. When handling routine policy reviews, updating beneficiary designations, or assisting with conversions, service is provided on an as-needed basis, allowing clients to request assistance only when their circumstances require a change.
Sams Insurance Agency Inc. specializes in tailoring life insurance policies to protect families and individuals in Haverhill. The agency provides general services, including reviewing coverage options and helping clients select appropriate term or whole life plans for long-term financial security. This work assists local residents in ensuring their beneficiaries are supported during difficult times. To manage increased risk, the agency helps homeowners and policyholders address coverage adjustments needed after life events such as a new child or a mortgage renewal.
The arrival of a new season or a growing family often prompts a review of existing financial protections. Fred C. Church, Inc. in Haverhill, MA, specializes in helping local residents evaluate life insurance options tailored to their current circumstances. Their agents work to clarify how a policy can safeguard dependents or cover final obligations. The process begins with a thorough, no-obligation discussion to review personal needs and available coverage types. This initial assessment sets the foundation for a plan suited to the client’s specific situation.
Silverio Insurance Agency in Haverhill, Massachusetts helps clients distinguish between term life insurance, which provides coverage for a specific period, and permanent life insurance, which builds cash value over a lifetime. Coverage decisions are based on individual needs, such as income replacement or final expense planning. Agents guide clients through policy options, focusing on financial protection for families and beneficiaries. Services are generally provided on an as-needed basis, allowing clients to request consultations or policy reviews whenever their circumstances change.
As a life insurance agent, Harverhill Insurance Agency helps individuals and families in the Haverhill, MA area secure financial protection for their loved ones. The agency specializes in policies that cover final expenses, income replacement, and debt repayment in the event of a policyholder’s death. It can assist with term, whole, and universal life insurance options tailored to different budget levels and needs. For local businesses, the agency serves commercial sectors such as offices, warehouses, and food service operations.
Prestige Insurance MA in Haverhill provides life insurance agent services for residential clients seeking financial protection for their families. Commercial coverage is also available for local businesses needing business continuation planning. The agency serves policyholders throughout Haverhill and the surrounding communities. Agents help explain different types of term and whole life policies so customers can choose appropriate coverage amounts. They follow up after initial policy delivery to answer questions and offer annual policy reviews between regular visits to adjust coverage as life circumstances change.
What Does a a Life Insurance Agent in Haverhill Cost?
Life insurance costs in Massachusetts vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting around 100 dollars per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Haverhill
Life insurance agents in Haverhill, Massachusetts help residents choose policies that meet state requirements and personal needs. Massachusetts law requires agents to hold a valid license from the state Division of Insurance. Working with a local agent ensures you understand how state regulations affect your coverage options.
Frequently Asked Questions
What license does a life insurance agent need in Massachusetts?
Agents must hold a valid life insurance producer license from the Massachusetts Division of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also renew their license every two years.
How do Massachusetts insurance laws affect life insurance policies?
Massachusetts has a free look period of 10 days for life insurance policies. This allows you to cancel the policy for a full refund if you change your mind. The state also requires insurers to offer a grace period of at least 30 days for premium payments.
What types of life insurance are common for Haverhill residents?
Term life insurance provides coverage for a set period like 10 or 20 years. Whole life insurance offers lifelong coverage with a cash value component. Universal life insurance gives flexible premiums and death benefits. An agent can explain which type fits your situation.
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