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Find Life Insurance Agents in Kimball, MI

Directory of life insurance agents in Kimball, Michigan. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Kimball, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 life insurance agents in Kimball, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Vinckier - State Farm Insurance Agent
5271 Lapeer Rd, Kimball, MI 48074
(810) 662-3566 emilyvinckier.com
Chris Stevens: Allstate Insurance
4695 Lapeer Rd, Kimball, MI 48074
(810) 987-8650 agents.allstate.com

Residents of Kimball, Michigan can work with a life insurance agent to find coverage that fits their needs. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents can explain policy options and help you compare quotes from multiple insurers.

What Does a Life Insurance Agent in Kimball Cost?

In Michigan, term life insurance premiums for a healthy 35-year-old typically range from $20 to $50 per month for a $500,000 policy. Whole life insurance costs more, often $100 to $300 per month for similar coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance are available in Kimball Michigan?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole and universal policies offer permanent protection with a cash value component. An agent can explain which type fits your situation.
Do I need a medical exam for life insurance in Michigan?
Many policies require a medical exam, but some offer no-exam coverage at higher premiums. Michigan insurers follow standard underwriting guidelines. Your agent can help you find a policy that matches your health status.
How do I verify a life insurance agents license in Michigan?
You can check an agents license through the Michigan Department of Insurance and Financial Services website. Agents must hold a valid resident or non-resident license. This ensures they meet state education and ethical requirements.