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Life Insurance Agents in Lowell, MI

Browse life insurance agents serving Lowell, Michigan. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Lowell, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 7 life insurance agents in Lowell, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alliance Financial & Insurance Agency
423 W Main St, Lowell, MI 49331
(616) 897-1515 allins.com
Farmers Insurance - Emily Smith
11635 Fulton St E Suite 300 A, Lowell, MI 49331
(517) 455-5877 agents.farmers.com
Deborah Wilks - State Farm Insurance Agent
11827 Fulton St E, Lowell, MI 49331
(616) 897-9237 deborahwilks.com
Patrick Coffey Agency - Farm Bureau Insurance
311 E Main St, Lowell, MI 49331
(616) 419-3017 patrickcoffeyagency.com
The Nestle Agency-Farm Bureau Insurance
311 E Main St, Lowell, MI 49331
(616) 656-2132 the-nestle-agency.square.site
Farmers Insurance - Heather Moore
1410 W Main St Ste B, Lowell, MI 49331
(616) 727-7717 agents.farmers.com
Goggins Insurance Agency
505 W Main St STE E, Lowell, MI 49331
(616) 213-3121 allstate.com

Life insurance agents in Lowell, Michigan help residents choose policies that protect their families and meet financial goals. Michigan law requires agents to be licensed by the Department of Insurance and Financial Services. Local agents understand the needs of Lowell families and small business owners.

What Does a Life Insurance Agent in Lowell Cost?

Typical costs for life insurance in Michigan vary by age, health, and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy of 250,000 dollars. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance can an agent in Lowell offer?
Agents in Lowell can offer term life, whole life, universal life, and variable life insurance. They help you compare policies from different carriers to find coverage that fits your budget and needs.
Do I need a medical exam to get life insurance in Michigan?
Many policies require a medical exam, but some offer simplified issue or guaranteed issue options with no exam. Your agent can explain which policies require a health review based on your age and coverage amount.
How do Michigan laws affect life insurance policies?
Michigan has a 30-day free look period for new life insurance policies, allowing you to cancel for a full refund. The state also requires agents to disclose policy terms clearly and follow the Michigan Insurance Code.