The top-rated life insurance agent in Madison Heights, Michigan is Gary Serdoz - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include David Arce - State Farm Insurance Agent, Bryan Bromley - State Farm Insurance Agent, Doug Ware Insurance Inc. This directory lists 13 life insurance agents serving Madison Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gary Serdoz - State Farm Insurance Agent | 30260 John R Rd | (248) 583-3303 |
| 2 | David Arce - State Farm Insurance Agent | 909 E 12 Mile Rd | (248) 399-1155 |
| 3 | Bryan Bromley - State Farm Insurance Agent | 551 E 11 Mile Rd Ste 1C | (586) 446-4600 |
| 4 | Doug Ware Insurance Inc | 30795 John R Rd | (248) 265-3444 |
| 5 | Health Insurance & Medicare Advantage Enrollment Office - Will Weaver | 26092 John R Rd | (248) 985-4860 |
| 6 | L.A. Insurance | 28707 Dequindre Rd | (248) 398-2233 |
| 7 | Jensen Insurance Agency | 29081 Dequindre Rd F | (248) 546-9400 |
| 8 | Zak Rusak: Allstate Insurance | 131 W 13 Mile Rd | (248) 588-9200 |
| 9 | Safeway Group Insurance Advisors | 395 W Lincoln Ave | (888) 808-0107 |
| 10 | HealthMarkets Insurance - Matthew Weaver | 26092 John R Rd | (248) 953-6148 |
Gary Serdoz - State Farm Insurance Agent in Madison Heights, MI provides a comprehensive range of life insurance products designed to help individuals and families plan for financial security and future needs. The agency works with clients to review existing coverage or establish new policies, offering ongoing support for policy adjustments and beneficiary updates as life circumstances change. They also help with understanding policy terms and filing claims when necessary. The office serves single-family homes, condominiums, and small business properties requiring additional associated coverage.
David Arce - State Farm Insurance Agent serves the Madison Heights, MI, metro area, providing life insurance solutions. The agency helps local residents with financial protection plans designed to support their families over the long term. Policies are tailored to individual needs, helping to secure income replacement and cover final expenses. The company assists with term life insurance policies for temporary coverage needs. It also handles whole life insurance policies for permanent protection.
Homeowners and families in Madison Heights, MI can find assistance with life insurance planning through Bryan Bromley - State Farm Insurance Agent. This local agency helps clients understand their coverage options for financial protection. Services include helping individuals assess their long-term needs and select suitable life insurance policies to safeguard loved ones. The agency also provides support during policy reviews and life changes. Residents in surrounding areas, such as the nearby community of Royal Oak, are also served by this office.
Serving Madison Heights and the surrounding communities in southeastern Michigan, Doug Ware Insurance Inc handles life insurance policies. It assists local residents in understanding coverage options for their families. The agency focuses on term, whole, and universal life plans. Doug Ware Insurance Inc evaluates each client’s financial goals and health background. It then recommends suitable policy amounts and terms to match that situation. The office determines individual needs through personal consultations and works to find a competitive and sustainable solution.
Shoppers in Madison Heights, MI, may choose between one-time policy consultations or ongoing policy management services through Health Insurance & Medicare Advantage Enrollment Office - Will Weaver. Coverage options include evaluation of individual life insurance plans to match specific financial protection needs. Routine policy reviews help adjust coverage as circumstances change. Service runs on either a scheduled or as-needed basis, depending on client preference for annual updates or occasional guidance during major life events.
L.A. Insurance in Madison Heights, Michigan, provides both term life policies that cover a set period and whole life insurance that remains in force as long as premiums are paid. Coverage options can support income replacement, final expenses, or mortgage protection for families across the local area. Policies are structured to meet an individual’s financial situation and long-term planning goals. These services typically operate on an as-needed basis, with clients scheduling appointments or adjusting coverage when their circumstances change.
As families in Madison Heights review their coverage ahead of policy renewal season or after a major life change, Jensen Insurance Agency helps them evaluate their life insurance needs. The agency works with clients to understand how a policy can provide financial protection for loved ones. General term and whole life options are discussed based on individual circumstances. An initial conversation is scheduled to review current coverage and gather basic health information before providing any policy illustrations or formal assessments.
As a life insurance agent in Madison Heights, MI, Zak Rusak: Allstate Insurance offers services that include term and whole life insurance policies to help clients secure financial protection for their families. The agency also handles auto, home, and renters insurance, addressing broader personal risk management needs. It assists local residents in comparing coverage options that align with individual budgets and long-term obligations. During open enrollment periods or when planning for major life changes like a new mortgage, the agency can review existing policies for adequate coverage adjustments.
Safeway Group Insurance Advisors helps individuals and families in the Madison Heights area plan for financial protection through life insurance policies. As a dedicated life insurance agent, the company focuses on matching clients with appropriate coverage options and understanding policy details. This includes assistance with term, whole, and universal life products to meet varying budgeting and long-term needs. Beyond personal coverage, the firm can also serve commercial sectors, offering group life insurance solutions suitable for local offices, warehouses, and food service establishments.
HealthMarkets Insurance - Matthew Weaver in Madison Heights, MI, offers life insurance services for residential clients, helping families secure financial protection. The agency also provides commercial coverage options for local businesses in the surrounding area. As a life insurance agent, Matthew Weaver assists clients with policy selection tailored to their needs. After an initial consultation, the agency coordinates follow-up appointments to adjust coverage or manage renewals between regular visits to ensure ongoing support for each client.
What Does a a Life Insurance Agent in Madison Heights Cost?
Typical costs for life insurance in Michigan vary based on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 250000 dollar term policy. Whole life policies can cost 100 to 300 dollars per month or more for similar coverage. Rates also depend on factors like smoking status and medical history. This is general information not insurance advice.
About life insurance agents in Madison Heights
Life insurance agents in Madison Heights Michigan help residents find coverage that fits their needs and budget. Michigan law requires agents to hold a valid state license and follow specific disclosure rules when selling policies. Local agents can explain how Michigan insurance regulations affect your policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
Agents must hold a valid Michigan resident insurance producer license. This requires passing state exams and completing continuing education every two years. You can verify an agents license through the Michigan Department of Insurance and Financial Services website.
How long do I have to change my mind after buying a life insurance policy in Michigan?
Michigan law provides a free look period of at least 10 days for most life insurance policies. During this time you can cancel the policy for a full refund. Check your policy documents for the exact free look period and cancellation instructions.
What types of life insurance are commonly available in Madison Heights?
Common options include term life whole life universal life and variable life insurance. Term life provides coverage for a set period while permanent policies build cash value. An agent can explain which type fits your financial goals and budget.
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