Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 4 life insurance agents in Woodhaven, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Demko - State Farm Insurance Agent
18744 West Rd, Woodhaven, MI 48183
(734) 671-6500
jimdemkoinsurance.com
Howey & Associates Insurance
22333 Allen Rd, Woodhaven, MI 48183
(734) 676-6600
howey-insurance.com
First American Title Insurance Company
22355 West Rd, Woodhaven, MI 48183
(734) 692-9914
local.firstam.com
Todd Smith - State Farm Insurance Agent
22097 West Rd, Woodhaven, MI 48183
(734) 672-6113
callagentsmith.com
What Does a Life Insurance Agent in Woodhaven Cost?
Life insurance costs in Michigan vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Woodhaven might pay $25 to $50 per month for a 20-year term life policy with $500,000 in coverage. Whole life policies cost more, often $150 to $300 per month for the same coverage amount. Smokers and those with health conditions pay higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Michigan?
In Michigan, life insurance agents must hold a valid resident or non-resident license issued by the Michigan Department of Insurance and Financial Services. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the DIFS website.
How long does it take to get life insurance in Woodhaven?
The timeline depends on the policy type and your health. Term life policies with no medical exam can be issued in days. Policies requiring a medical exam and underwriting typically take 4 to 8 weeks. Michigan law allows a 10-day free look period after you receive your policy.
Can I change my beneficiary after buying a policy in Michigan?
Yes, you can change your beneficiary at any time by contacting your insurance agent or company and completing a change of beneficiary form. Michigan law requires the change to be in writing and signed by you. If your policy is part of a divorce decree, you may need a court order to change it.