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Life Insurance Agents in Cottage Grove, MN

Browse life insurance agents serving Cottage Grove, Minnesota. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 9 life insurance agents in Cottage Grove, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343 cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170 truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425 mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425 statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699 agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900 amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207 statefarm.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519 amfam.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519 amfam.com

Life insurance agents in Cottage Grove, Minnesota help residents choose policies that protect their families. Minnesota law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent can simplify the process of comparing coverage options and understanding policy terms.

What Does a Life Insurance Agent in Cottage Grove Cost?

Life insurance costs in Minnesota depend on age, health, and coverage amount. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies cost more, often 200 to 400 dollars per month for similar coverage. Rates vary by carrier and individual health factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Minnesota?
Agents must hold a Minnesota resident insurance producer license. They must complete pre-licensing education and pass a state exam. The Minnesota Department of Commerce oversees all licensing and consumer complaints.
How long does it take to get a life insurance policy in Cottage Grove?
The timeline varies by policy type. Term life policies often take a few weeks. Underwriting may require a medical exam and review of your health history. Some simplified issue policies can be issued in days.
Can I buy life insurance online instead of using an agent?
Yes, you can buy policies online. However, an agent can help you compare multiple carriers and explain Minnesota-specific rules. Agents also assist with beneficiary designations and policy changes over time.