The top-rated life insurance agent in Bozeman, Montana is Bethany Lentz - State Farm Insurance Agent, rated 5.0 stars across 370 reviews. Other highly rated options include Dusty Daws - State Farm Insurance Agent, Jeff Weedin - State Farm Insurance Agent, Insurance Unlimited of Bozeman. This directory lists 22 life insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bethany Lentz - State Farm Insurance Agent | 3960 Valley Commons Dr Unit 2 | (406) 624-6767 |
| 2 | Dusty Daws - State Farm Insurance Agent | 1716 W Main St STE 1 | (406) 586-0084 |
| 3 | Jeff Weedin - State Farm Insurance Agent | 1351 Stoneridge Dr #A | (406) 586-4900 |
| 4 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 5 | Medicare Life Group | 423 W Spring Creek Dr | (406) 548-3135 |
| 6 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 7 | Bridger Insurance Agency | 389 S Ferguson Ave | (843) 485-4093 |
| 8 | Western Horizon Insurance LLC | 43 Mill Town Lp Unit C | (406) 388-2231 |
| 9 | Comparion Insurance Agency | 4575 Valley Commons Dr Suite 203 | (406) 602-6220 |
| 10 | Bissell Insurance Agency | 4055 Valley Commons Dr | (406) 586-6230 |
Bethany Lentz operates as a State Farm Insurance Agent serving Bozeman, Montana, and the surrounding Gallatin County area. Her agency provides life insurance policies designed to help individuals and families secure financial protection for their beneficiaries. The office also assists clients in selecting appropriate term life or whole life insurance options tailored to specific long-term financial goals and coverage needs.
Serving Bozeman, Montana, and the surrounding Gallatin Valley communities, Dusty Daws - State Farm Insurance Agent handles individual life insurance policies designed to protect families against financial loss. This local agency works with term and permanent life options, guiding clients through the specific coverage amounts needed for their situation. The typical job begins with an in-person consultation to assess household income and existing debts, then customizes a policy recommendation to match those long-term financial obligations.
Homeowners, families, and small business owners in the Bozeman area work with Jeff Weedin - State Farm Insurance Agent for individualized life insurance coverage tailored to their long-term financial goals. The agency helps clients navigate policy options that protect loved ones and secure future stability. Services include term and whole life insurance consultations designed to fit diverse budgets and needs. Jeff Weedin - State Farm Insurance Agent also serves residents in the neighboring communities of Belgrade and Four Corners.
Insurance Unlimited of Bozeman helps clients distinguish between term life policies, which provide coverage for a set period, and permanent life insurance, which lasts a lifetime and builds cash value. Serving Bozeman, MT, this agency assists individuals and families in selecting the right plan to protect their financial futures and beneficiaries. Service arrangements are flexible, running on either a one-time consultation or an as-needed basis depending on the client's ongoing needs and policy changes.
Medicare Life Group assists individuals with selecting appropriate life insurance coverage, offering term and whole life options as supplemental benefits to existing health plans. Serving the Bozeman, Montana area, the agency guides clients through policy comparisons to match financial and family needs. Their services can support various commercial sectors requiring employee or owner coverage, including offices, warehouses, and food service operations.
Big Sky Insurance Lanphear Agency specializes in helping Bozeman residents find life insurance policies tailored to individual needs and future goals. The agency provides general guidance on comparing term and permanent coverage options to secure financial protection for families and dependents. It assists clients with navigating policy beneficiary designations and premium planning for long-term stability. Whether facing a new marriage, the birth of a child, or a career transition, the agency offers support that addresses changing financial responsibilities and seasonal planning for estate protection.
Bridger Insurance Agency, based in Bozeman, MT, is known for helping clients secure life insurance coverage tailored to their financial and family needs. The firm serves individuals and families throughout the surrounding area, offering guidance on term and permanent policies. Its agents work closely with customers to assess long-term obligations and identify suitable benefit amounts. To further support estate planning, the agency can provide supplemental final expense coverage as an additional service.
Western Horizon Insurance LLC in Bozeman, Montana is known for helping individuals secure life insurance coverage tailored to their personal financial goals. The firm guides clients through policy options that provide financial protection for families and beneficiaries in the event of an unexpected death. It works with local residents to assess coverage needs and select appropriate term or whole life plans. An additional specialty service is offering final expense insurance to help cover end-of-life costs.
Bissell Insurance Agency serves the Bozeman area with residential life insurance solutions designed to protect families and individual policyholders. Commercial life insurance coverage is also available for local businesses and their key personnel. The agency's service area includes Bozeman and the surrounding Gallatin County region. Clients can expect clear explanations of policy options during initial consultations. Follow-up service is provided between regular visits to update beneficiaries or adjust coverage levels as personal circumstances change.
What Does a a Life Insurance Agent in Bozeman Cost?
Life insurance costs in Bozeman vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy of $500,000. Whole life policies typically cost $150 to $300 per month for the same coverage. Montana has no state-specific premium tax on life insurance, which can slightly lower costs compared to other states. This is general information and not insurance advice.
About life insurance agents in Bozeman
Life insurance agents in Bozeman help residents protect their families with term, whole, and universal life policies. Montana law requires agents to be licensed through the Montana Commissioner of Securities and Insurance. Local agents understand the unique needs of Bozeman families, including coverage for outdoor occupations and ranch operations.
Frequently Asked Questions
What license does a life insurance agent need in Montana?
Agents must hold a valid Montana resident or non-resident life insurance license. They must complete pre-licensing education and pass the Montana insurance exam. The Montana Commissioner of Securities and Insurance oversees all agent licensing.
How long does a Montana life insurance policy contestability period last?
Montana follows the standard two-year contestability period. During this time the insurer can investigate and deny claims for material misrepresentations. After two years the policy becomes incontestable except for fraud.
Are there Montana-specific laws for life insurance beneficiaries?
Yes, Montana Code Annotated Title 33 governs beneficiary designations. Beneficiaries must be named in writing and can be changed by the policyholder at any time. Montana does not automatically revoke a former spouse as beneficiary upon divorce unless the policy states otherwise.