Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Nebraska before hiring.
Showing 3 life insurance agents in Ralston, NE
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lacey Brown - State Farm Insurance Agent
5510 Miller Ave, Ralston, NE 68127
(402) 779-8338
downtownlaceybrown.com
Ralston-Byers Insurance Agency
3944, 7608 Park Dr, Ralston, NE 68127
(402) 331-6767
steffensmeierins.com
Farmers Insurance Group of Co
7561 Main St # 433, Ralston, NE 68127
(402) 933-8973
What Does a Life Insurance Agent in Ralston Cost?
Term life insurance for a healthy 35 year old in Nebraska often costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums are higher typically starting at 100 dollars per month for the same coverage. Actual costs depend on age health coverage amount and the insurance company. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Nebraska?
Agents must hold a valid Nebraska insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Nebraska Department of Insurance website.
How long do I have to contest a life insurance claim in Nebraska?
Nebraska law gives insurers a two year contestability period from the policy issue date. After two years the insurer cannot deny a claim based on misstatements in the application unless fraud is proven. This rule is found in Nebraska Revised Statute 44-3402.
Are life insurance benefits taxable in Nebraska?
Life insurance death benefits are generally not subject to Nebraska state income tax. The beneficiary receives the payout free of state tax. However any interest earned on the benefit may be taxable. Consult a tax professional for your specific situation.