The top-rated life insurance agent in Manchester, New Hampshire is Fortified Insurance Agency, rated 4.9 stars across 286 reviews. Other highly rated options include Tony Capraro III - State Farm Insurance Agent, Joe Ashooh - State Farm Insurance Agent, Dick Lombardi - State Farm Insurance Agent. This directory lists 21 life insurance agents serving Manchester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortified Insurance Agency | 911 Candia Rd | (603) 644-3700 |
| 2 | Tony Capraro III - State Farm Insurance Agent | 510 Kelley St | (603) 623-3537 |
| 3 | Joe Ashooh - State Farm Insurance Agent | 179 S Willow St | (603) 624-1000 |
| 4 | Dick Lombardi - State Farm Insurance Agent | 1837 Elm St | (603) 623-4675 |
| 5 | AAA Manchester Insurance and Member Services | 560 S Willow St | (603) 669-0101 |
| 6 | Foy Insurance, A Division of World | 1889 Elm St | (603) 641-8111 |
| 7 | The Insurance Doctor | 453 Second St | (603) 647-5617 |
| 8 | Wieczorek Insurance | 166 Concord St | (603) 668-3311 |
| 9 | Cross Insurance | 1100 Elm St | (603) 669-3218 |
| 10 | John Annick - State Farm Insurance Agent | 23 S Mammoth Rd | (603) 622-8600 |
Fortified Insurance Agency serves Manchester, New Hampshire, and the surrounding Hillsborough County area as a local life insurance agent. The firm assists area residents in evaluating and selecting appropriate life coverage tailored to personal or family financial circumstances. Their work involves guiding clients through the process of securing protection for loved ones. They handle term life insurance policies for temporary needs and permanent life insurance solutions for long-term planning.
Tony Capraro III - State Farm Insurance Agent in Manchester, NH provides a range of life insurance products designed to help individuals and families manage financial risk and plan for the future. Services include policy reviews to adjust coverage as needs change, with support for beneficiaries during the claims process. Ongoing account maintenance is offered to ensure policies remain aligned with client goals. The agent serves a varied clientele encompassing single-family homes, apartments, retail establishments, and restaurants.
Serving Manchester, New Hampshire, and the surrounding communities, Joe Ashooh - State Farm Insurance Agent focuses on life insurance as its primary service category. This office handles term, whole, and universal life policies designed to provide financial protection for families and individuals. It also manages related coverage options that help secure a client’s long-term financial future. To complete a typical job, the agency begins with a thorough review of the client’s current needs and future goals before recommending specific policy options.
Dick Lombardi - State Farm Insurance Agent in Manchester, NH distinguishes between one-time term policies and recurring whole life coverage to address differing client needs. The agency helps residents evaluate options that provide lasting financial protection for their families. Policy selections depend on individual circumstances and long-term goals. Service for establishing or adjusting a life insurance plan is available on both a scheduled and as-needed basis, with no requirement to commit to a recurring appointment schedule beyond the initial consultation.
Homeowners, business owners, and property managers in Manchester, New Hampshire, can turn to AAA Manchester Insurance and Member Services for their life insurance agent needs. The company helps clients evaluate term, whole, and universal life policies to protect their families and secure financial futures. It also assists with comparing coverage options and guiding applicants through underwriting processes in the local market. Its team serves additional clients throughout the Nashua metropolitan area.
Foy Insurance, A Division of World, serves the Manchester, New Hampshire metro area, offering life insurance agent services to families and individuals. The firm assists clients in evaluating their financial needs and securing appropriate coverage for their unique situations. Policy options typically include term and whole life products, which provide a death benefit to designated beneficiaries. Additional resources may involve guidance on permanent life insurance solutions that accumulate cash value over time.
The Insurance Doctor offers life insurance agent services, specializing in term, whole, and universal life policies in Manchester, NH. It provides financial guidance for income replacement, debt coverage, and final expense planning. Helping families and individuals assess protection needs, it creates strategies to secure their financial future. This work is especially valuable for those preparing for significant life events, such as a marriage or childbirth, as well as for current Manchester residents facing the seasonal challenges of adjusting household budgets after the holiday spending period.
Wieczorek Insurance assists individuals and families in the Manchester, NH area with their life insurance needs, focusing on financial protection and long-term planning. The agency helps clients by evaluating customized policies that provide income replacement and cover final expenses. Its work emphasizes matching coverage to each household's unique budget and future goals. Beyond personal coverage, this life insurance agent can also serve businesses, including small offices, local warehouses, and food service operations, addressing employer-sponsored plans and key person policies.
As Manchester faces another winter season, local residents often begin reviewing their financial safeguards against unexpected loss. Cross Insurance helps individuals explore life insurance options designed to provide security for families in the area, addressing concerns such as mortgage protection and future income replacement. The agency meets with clients to discuss coverage amounts and policy terms suited to individual circumstances without pressuring immediate decisions. An initial consultation typically involves a review of current needs and scheduling a later in-home inspection to finalize eligibility and premium details.
John Annick, a life insurance agent in Manchester, NH, provides residential coverage to local homeowners and families. Commercial policies are also available for area businesses. He serves clients throughout Manchester and the surrounding communities. Regular follow-up appointments help ensure policies remain appropriate as life circumstances change. Existing policyholders often receive prompt assistance between standard annual visits to update beneficiaries or adjust coverage limits.
What Does a a Life Insurance Agent in Manchester Cost?
Life insurance costs in New Hampshire vary by age, health, coverage amount, and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older individuals or those with health conditions may pay more. Permanent policies like whole life can cost 100 to 300 dollars per month or more. This is general information and not insurance advice.
About life insurance agents in Manchester
Life insurance agents in Manchester, New Hampshire help residents find policies that protect their families and meet state requirements. New Hampshire law does not require life insurance, but agents can guide you through term, whole, and universal life options. Local agents understand the specific needs of Manchester families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in New Hampshire?
Agents must hold a valid New Hampshire insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the New Hampshire Insurance Department website.
How do I choose a life insurance agent in Manchester?
Look for an agent with experience in the type of policy you need, such as term or permanent life insurance. Ask about their familiarity with New Hampshire regulations and check their license status. A good agent will explain policy details clearly without pressure.
What is the free look period for life insurance in New Hampshire?
New Hampshire law provides a 10 day free look period for most life insurance policies. This means you can cancel the policy within 10 days of receiving it for a full refund. The period starts when you receive the policy document.