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Find Life Insurance Agents Near You in Carlstadt, NJ

Compare life insurance agents in Carlstadt. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Carlstadt, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 life insurance agents in Carlstadt, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
World Insurance Associates LLC
429 Hackensack St, Carlstadt, NJ 07072
(201) 438-7500 locations.worldinsurance.com
Teller Brokerage Group
620 Central Ave, Carlstadt, NJ 07072
(646) 895-6300

Life insurance agents in Carlstadt, New Jersey help residents find policies that fit their needs and budget. New Jersey law requires all life insurance agents to hold a valid state license and follow strict consumer protection rules. Working with a local agent can simplify the process of comparing term life, whole life, and universal life policies.

What Does a Life Insurance Agent in Carlstadt Cost?

Life insurance costs in New Jersey vary widely based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Carlstadt need?
In New Jersey, life insurance agents must hold a valid Life and Health license issued by the New Jersey Department of Banking and Insurance. They must also complete continuing education courses every two years to renew their license.
How long do I have to return a life insurance policy in New Jersey?
New Jersey law gives you a free look period of at least 10 days after receiving your policy. During this time you can cancel for any reason and receive a full refund of any premiums paid.
Do life insurance agents in Carlstadt offer term life policies?
Yes, most local agents offer term life insurance, which provides coverage for a set period such as 10, 20, or 30 years. Term life is often the most affordable option for many families in New Jersey.