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Find Life Insurance Agents Near You in Highland Park, NJ

Looking for a life insurance agent in Highland Park? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Highland Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in Highland Park, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susan Redlich: Allstate Insurance
85 Raritan Ave, Highland Park, NJ 08904
(732) 297-8500 agents.allstate.com
R & R Insurance Agency
1170 Raritan Ave, Highland Park, NJ 08904
(732) 253-7600
Farmers Insurance - Karl Elsamna
85 Raritan Ave Ste 428, Highland Park, NJ 08904
(732) 316-0002 agents.farmers.com
Allstate Personal Financial Representative: Alan Redlich
85 Raritan Ave #200, Highland Park, NJ 08904
(732) 719-4050 agents.allstate.com

Life insurance agents in Highland Park, New Jersey help residents choose policies that protect their families and meet financial goals. New Jersey law requires all life insurance agents to hold a valid state license and follow strict disclosure rules under the New Jersey Insurance Code. Local agents can guide you through options like term, whole, and universal life insurance tailored to your needs.

What Does a Life Insurance Agent in Highland Park Cost?

The cost of life insurance in New Jersey depends on factors like age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term policy with 500,000 dollars in coverage might cost between 25 and 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. Premiums can be higher in areas like Highland Park due to local cost factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do life insurance agents need in New Jersey?
Life insurance agents in New Jersey must hold a valid producers license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Agents must also renew their license every two years and complete continuing education.
How do I choose a life insurance agent in Highland Park?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your situation. Ask about their familiarity with Highland Park and Middlesex County. Check their standing with the New Jersey Department of Banking and Insurance for any complaints.
What types of life insurance are common in New Jersey?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life offers permanent coverage with a cash value component. Universal life gives flexible premiums and death benefits.