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Looking for a life insurance agent in Ledgewood? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ledgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 life insurance agents in Ledgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortify Insurance Service NJ
1110 US-46, Ledgewood, NJ 07852
(973) 321-7612
The Public's Adjuster LLC
111 Howard Blvd, Ledgewood, NJ 07852
(866) 629-7291
thepublicsadjusternj.com
Health Compare - Leandro Gunn-Russell
1131 US-46, Ledgewood, NJ 07852
(973) 479-7078
Life insurance agents in Ledgewood, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Local agents understand the specific regulations and can guide you through options like term life, whole life, and universal life policies.
What Does a Life Insurance Agent in Ledgewood Cost?
Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a life insurance agent in Ledgewood do?
A life insurance agent helps you compare policies from different companies. They explain coverage options and assist with applications. Agents also help with policy changes and claims.
Do I need a license to sell life insurance in New Jersey?
Yes. New Jersey requires all life insurance agents to hold a valid license from the New Jersey Department of Banking and Insurance. Agents must pass a state exam and complete continuing education courses.
What types of life insurance are available in Ledgewood?
Common options include term life, whole life, and universal life insurance. Term life provides coverage for a set period. Whole life and universal life offer permanent coverage with a cash value component.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.