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Compare life insurance agents in Lincroft. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lincroft, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 life insurance agents in Lincroft, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Ross Maghan Agency
732 Newman Springs Rd #200, Lincroft, NJ 07738
(732) 566-0003
maghaninsurance.com
New Jersey Life & Health Insurance Guaranty Association
521 Newman Springs Rd, Lincroft, NJ 07738
(732) 345-5200
njlifega.org
Life insurance agents in Lincroft, New Jersey help residents find policies that protect their families and meet state requirements. New Jersey law requires agents to hold a valid license from the state Department of Banking and Insurance. Local agents can guide you through term life, whole life, and universal life options.
What Does a Life Insurance Agent in Lincroft Cost?
The cost of life insurance in New Jersey varies by age, health, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older individuals or those with health issues may pay higher premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
In New Jersey, life insurance agents must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam.
How long does it take to get life insurance in Lincroft?
The process can take from a few days to several weeks. It depends on the policy type and whether a medical exam is needed. New Jersey law allows a free look period of 10 days after you receive the policy.
What types of life insurance are available in Lincroft?
Common types include term life, whole life, and universal life insurance. Term life covers you for a set period, while whole life and universal life offer permanent coverage with a cash value component.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.