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Looking for a life insurance agent in Monmouth Beach? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Monmouth Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 life insurance agents in Monmouth Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gale Insurance Agency, LLC
27 Beach Rd # C05, Monmouth Beach, NJ 07750
(732) 870-3500
Gale Insurance Agency, LLC
27 Beach Rd # C05, Monmouth Beach, NJ 07750
(732) 870-3500
Life insurance agents in Monmouth Beach, New Jersey help residents find policies that protect their families and meet state requirements. New Jersey law mandates that all life insurance policies include a free look period of at least 10 days, allowing you to review and cancel the policy if needed. Agents in this coastal community understand the unique needs of local families and businesses.
What Does a Life Insurance Agent in Monmouth Beach Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $20 and $50 per month for a 20-year term policy with $500,000 in coverage. Older individuals or those with health conditions may pay higher premiums. New Jersey does not set fixed rates, so shopping with a licensed agent is recommended. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the free look period for life insurance in New Jersey?
New Jersey law requires a free look period of at least 10 days for all life insurance policies. During this time you can cancel the policy for a full refund if you change your mind.
Do I need a license to sell life insurance in Monmouth Beach?
Yes, all life insurance agents in New Jersey must hold a valid insurance producer license issued by the New Jersey Department of Banking and Insurance. Agents must complete continuing education courses to maintain their license.
What types of life insurance are available in Monmouth Beach?
Common options include term life, whole life, universal life, and variable life insurance. An agent can help you compare these based on your age, health, and financial goals.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.