Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sunshine Insurance NJ
29 Main Rd, Montville, NJ 07045
(973) 273-3053
Plymouth Rock Insurance
150 River Rd STE F3, Montville, NJ 07045
(973) 402-0074
plymouthrock.com
Coastal Financial Group Inc
150 River Rd # E, Montville, NJ 07045
(973) 952-0300
coastalfinancialgroup.com
Robert Plishka - Prudential
150 River Rd STE F3, Montville, NJ 07045
(973) 402-0074
prudential.com
What Does a Life Insurance Agent in Montville Cost?
Term life insurance in New Jersey typically costs between $20 and $100 per month for a healthy 35-year-old with a $500,000 policy. Whole life premiums are higher, often starting around $150 per month for the same coverage. Costs vary by age, health, and policy features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
Agents must hold a valid New Jersey life insurance producer license issued by the Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam.
Can a Montville agent help with New Jersey estate tax planning?
Yes, many agents coordinate with financial planners to address New Jersey estate tax, which applies to estates over a certain threshold. Life insurance proceeds can provide liquidity for tax payments.
How long does it take to get life insurance in Montville?
Underwriting can take a few days to several weeks depending on the policy type and your health. New Jersey law allows a free look period of 10 days to cancel a new policy for a full refund.