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Find Life Insurance Agents Near You in Ocean City, NJ
Compare life insurance agents in Ocean City. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 life insurance agents in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heist Insurance Agency
700 West Ave, Ocean City, NJ 08226
(609) 399-0655
heistinsurance.com
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060
mcmahonagency.com
Real Insurance NJ
251 West Ave, Ocean City, NJ 08226
(609) 875-4131
Alternative Insurance LLC
600 Asbury Ave, Ocean City, NJ 08226
(609) 434-3769
The Commercial Insurance LLC
1223 Asbury Ave, Ocean City, NJ 08226
(609) 726-5050
Amy Godfrey Personalized Insurance Broker
3 Spruce Rd, Ocean City, NJ 08226
(609) 517-9679
minnitisinsurance.com
Life insurance agents in Ocean City, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey law does not require life insurance, but agents guide clients through options like term and permanent coverage. Local agents understand the shore community needs and can explain how state regulations affect policy benefits.
What Does a Life Insurance Agent in Ocean City Cost?
Life insurance costs in New Jersey vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of life insurance do agents in Ocean City offer?
Agents in Ocean City offer term life, whole life, universal life, and variable life policies. Term life provides coverage for a set period, while permanent policies build cash value. New Jersey agents must be licensed by the state Department of Banking and Insurance.
Do I need a medical exam to get life insurance in New Jersey?
Many policies require a medical exam, but some offer simplified issue or guaranteed issue options without one. New Jersey law allows insurers to set health requirements. An agent can help you find a policy that matches your health status.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.