ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Life Insurance Agents in Point Pleasant Beach, NJ
Directory of life insurance agents in Point Pleasant Beach, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Point Pleasant Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in Point Pleasant Beach, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adapting Social
405 Sea Ave, Point Pleasant Beach, NJ 08742
(732) 383-7439
adaptingsocial.com
Keer & Heyer Insurance
1001 Richmond Ave, Point Pleasant Beach, NJ 08742
(732) 892-7700
keerandheyer.com
Green Insurance Agency
3146 NJ-88, Point Pleasant Beach, NJ 08742
(732) 892-2502
gia-insurance.net
Best Choice Insurance NJ
3260 Bridge Ave, Point Pleasant Beach, NJ 08742
(732) 314-0513
Life insurance agents in Point Pleasant Beach help residents of Ocean County select policies that protect their families and meet New Jersey state requirements. New Jersey law mandates that life insurance policies include a free look period of at least 10 days, allowing you to review the contract after purchase. Agents can guide you through term, whole, and universal life options tailored to your budget and goals.
What Does a Life Insurance Agent in Point Pleasant Beach Cost?
In New Jersey, life insurance costs vary by age, health, coverage amount, and policy type. A typical term life policy for a healthy 35 year old might cost between 20 and 40 dollars per month for 500,000 dollars in coverage. Whole life policies often start at 100 dollars per month for the same age and coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid insurance producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing a state exam.
How long does a life insurance application take in Point Pleasant Beach?
The application process usually takes 2 to 6 weeks from submission to policy issuance. This includes underwriting, which may involve a medical exam and review of your health history.
Can I change my life insurance policy after buying it in New Jersey?
Yes. New Jersey gives you a free look period of at least 10 days after receiving the policy to cancel for a full refund. After that, you may be able to change coverage or convert a term policy to permanent insurance, depending on the contract.
Free • No Obligation
Compare Life Insurance Agents
Get matched with agents in Point Pleasant Beach who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.