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Life Insurance Agents in Somerset, NJ

Compare life insurance agents in Somerset. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 life insurance agents in Somerset, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Medicare
575 Easton Ave Suite 14d, Somerset, NJ 08873
(732) 658-2525 joemedicare.com
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664 barrood.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330 tefreuler.com
The MacCormack Agency
1075 Easton Ave, Somerset, NJ 08873
(732) 828-2900 maccormackins.com
GTG Elite Insurance
220 Davidson Ave, Somerset, NJ 08873
(732) 371-1664 gtgeliteinsurance.com

What Does a Life Insurance Agent in Somerset Cost?

The cost of life insurance in Somerset, New Jersey varies by age, health, and policy type. A healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting around $100 per month for the same coverage. Premiums are also affected by New Jersey regulations on policy fees and reserve requirements. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance do agents in Somerset offer?
Agents in Somerset typically offer term life, whole life, and universal life policies. Term life covers you for a set period, while whole life builds cash value over time. Your agent can help you compare options based on your age and health.
Do I need a medical exam to get life insurance in New Jersey?
Many life insurance policies require a medical exam, but some no-exam policies are available. In New Jersey, insurers can ask about your health history and may check your medical records. Your agent can guide you to policies that fit your health situation.