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Find Life Insurance Agents Near You in South Amboy, NJ
Directory of life insurance agents in South Amboy, New Jersey. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
South Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in South Amboy, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Juan Nava - State Farm Insurance Agent
963 US-9 Suite 12, South Amboy, NJ 08879
(732) 479-4438
amboyinsuranceagent.com
CNJ Insurance Agency
924 US-9 S, South Amboy, NJ 08879
(732) 707-3200
cnjinsurance.com
Policy Insurance NJ
131 N Broadway, South Amboy, NJ 08879
(732) 398-6633
Amina's Insurance
924 US-9, South Amboy, NJ 08879
(201) 653-5700
Life insurance agents in South Amboy New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to hold a valid state license and follow strict consumer protection rules. Local agents can explain how state regulations affect policy options and payouts.
What Does a Life Insurance Agent in South Amboy Cost?
Term life insurance in New Jersey typically costs between 20 and 50 dollars per month for a healthy 35 year old with a 500,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month or more. Actual costs depend on age health coverage amount and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid insurance producer license from the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
How does New Jersey law affect life insurance payouts?
New Jersey has a two year contestability period during which an insurer can deny a claim for misrepresentation. After that period, the policy is generally incontestable. Beneficiaries should know this time limit when filing a claim.
Can a life insurance agent help with estate planning in South Amboy?
Yes many agents work with clients to coordinate life insurance with estate plans. New Jersey has an inheritance tax that may affect larger estates. An agent can explain how policy proceeds are treated under state tax law.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.