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Compare life insurance agents in Sparta. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Sparta, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 life insurance agents in Sparta, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jersey Insurance Solutions - Medicare & Health Insurance
46 Main St Suite 402, Sparta, NJ 07871
(973) 500-3708
jerseyinsurancesolutions.com
Alex Aguado - State Farm Insurance Agent
160 Woodport Rd Ste 1A, Sparta, NJ 07871
(973) 729-5661
alexaguado.com
Tom Holdsworth New York Life Financial Services Professional
38 Seneca Lake Rd, Sparta, NJ 07871
(973) 729-4299
tomholdsworth.net
Supreme Insurance NJ
71 Co Rd 517, Sparta, NJ 07871
(973) 381-9146
richsum.com
Trusted Insurance Agency
270 S Sparta Ave, Sparta, NJ 07871
(973) 315-7046
Top Point Insurance Agency
7 Boardwalk, Sparta, NJ 07871
(973) 381-9771
Sweeney, Richards & Summers
191 Woodport Rd, Sparta, NJ 07871
(973) 627-0100
richsum.com
Allstate Financial Services - James Sharabba
191 Woodport Rd, Sparta, NJ 07871
(973) 729-8644
agents.allstate.com
Prudential Financial
6 Apple Tree Ln, Sparta, NJ 07871
(862) 213-0811
prudential.com
Life insurance agents in Sparta, New Jersey help residents protect their families with term, whole, and universal life policies. New Jersey law requires agents to hold a valid state license and follow strict disclosure rules under Title 17 of the New Jersey Statutes. Local agents understand the needs of families in Sussex County and can explain how state estate tax laws may affect your coverage choices.
What Does a Life Insurance Agent in Sparta Cost?
The cost of life insurance in New Jersey varies by age, health, coverage amount, and policy type. A healthy 35-year-old in Sparta might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies cost more, often starting at 100 dollars per month for the same coverage. Premiums are regulated by the state but differ by insurer. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Sparta need?
New Jersey requires life insurance agents to hold a valid producers license issued by the New Jersey Department of Banking and Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the NJDOBI website.
How do I choose the right life insurance policy in Sparta?
An agent can help you compare term life, whole life, and universal life policies based on your budget and goals. New Jersey law does not limit the types of policies available, but agents must provide clear policy summaries. Consider your family size, debts, and long-term needs when deciding.
Are there New Jersey tax benefits for life insurance?
Life insurance death benefits are generally not subject to New Jersey income tax. However, New Jersey has an estate tax that applies to estates over a certain threshold. An agent can explain how policy ownership and beneficiaries affect estate tax liability.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.