Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 life insurance agents in Spring Lake, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lang Insurance Group
309 Morris Ave, Spring Lake, NJ 07762
(732) 282-2700
langbenefits.com
Froehlich Financial Group, LTD
900 NJ-71 STE 2, Spring Lake, NJ 07762
(732) 974-3770
froehlichfinancial.com
Skylands Insurance Group
1405 3rd Ave #8, Spring Lake, NJ 07762
(973) 347-1300
skylandsgroup.net
Pascale Insurance Agency Inc.
559 Warren Ave, Spring Lake, NJ 07762
(732) 449-8780
pascaleinsurance.com
What Does a Life Insurance Agent in Spring Lake Cost?
The cost of a life insurance policy in New Jersey varies by age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health issues may pay higher premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
In New Jersey, a life insurance agent must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. The agent must complete pre-licensing education and pass the state exam.
How long does it take to get life insurance in Spring Lake?
The application process can take from a few days to several weeks. This depends on the policy type and the applicants health history. New Jersey law allows a free look period of 10 days after you receive the policy.
Can a Spring Lake agent help with New Jersey estate planning?
Yes, many life insurance agents work with estate planning attorneys to coordinate life insurance with wills and trusts. New Jersey has an estate tax for estates over a certain value, and life insurance proceeds may be included in the estate.