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Directory of life insurance agents in Totowa, New Jersey. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Totowa, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 life insurance agents in Totowa, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hanson & Ryan
87 Lackawanna Ave, Totowa, NJ 07512
(973) 256-6000
hansonryan.com
Lealta Insurance Agency
87 Union Blvd, Totowa, NJ 07512
(862) 217-6414
lealtainsurance.com
Jim Bush - State Farm Insurance Agent
294 Union Blvd, Totowa, NJ 07512
(973) 942-2660
jimbushinc.com
The Secret insurance Agency LLC
409 Minnisink Rd #104, Totowa, NJ 07512
(973) 812-7327
thesecretinsuranceagency.com
Al Alexander Insurance
552 Union Blvd, Totowa, NJ 07512
(973) 790-7113
G&S Financial Services, LLC
247 Union Blvd, Totowa, NJ 07512
(973) 963-4268
gsfinancialservices.net
FAVA FINANCIAL GROUP
16 Furler St 2nd fl, Totowa, NJ 07512
(888) 756-6602
favafinancial.com
Lampis Wealth Management
785 Totowa Rd #108, Totowa, NJ 07512
(973) 389-0710
lampiswealth.com
Haye Insurance Agency LLC
999 Riverview Dr, Totowa, NJ 07512
(973) 406-5355
hayeinsurance.com
Life insurance agents in Totowa, New Jersey help residents find coverage that protects their families and meets state regulations. New Jersey law requires life insurance agents to hold a valid license from the New Jersey Department of Banking and Insurance. Local agents can guide you through policy options such as term life, whole life, and universal life to match your budget and goals.
What Does a Life Insurance Agent in Totowa Cost?
Life insurance costs in Totowa, New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $20 and $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting at $100 per month for similar coverage. New Jersey does not set fixed rates, so agents can offer quotes from multiple insurers. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Totowa need?
A life insurance agent in Totowa must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing the state exam.
How do I choose a life insurance agent in Totowa?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your needs. You can verify an agents license through the New Jersey Department of Banking and Insurance website.
What types of life insurance are common in Totowa New Jersey?
Common types include term life insurance for temporary coverage and permanent policies like whole life and universal life. New Jersey residents often choose term life for affordability or whole life for lifelong protection and cash value growth.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.