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Life Insurance Agents in Williamstown, NJ

Browse life insurance agents serving Williamstown, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Williamstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 life insurance agents in Williamstown, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Bavuso - State Farm Insurance Agent
1024 S Black Horse Pike ste c, Williamstown, NJ 08094
(856) 740-5012 williamstowninsurance.com
Farmers Insurance - Deborah Smith-Davis
200 N Black Horse Pike # 202, Williamstown, NJ 08094
(856) 318-7181 agents.farmers.com
Michael Hensh - Aflac Insurance Agent
64 Kerry Lynn Ct, Williamstown, NJ 08094
(609) 457-5774 henshgroupllc.com

Life insurance agents in Williamstown, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey law mandates that life insurance policies include a free-look period of at least 10 days, allowing you to cancel for a full refund. Local agents can guide you through options like term life, whole life, and universal life to fit your budget and goals.

What Does a Life Insurance Agent in Williamstown Cost?

The cost of life insurance in New Jersey varies by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for the same coverage amount. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Williamstown need?
Agents must hold a valid New Jersey life insurance producer license. This requires passing the state exam and completing continuing education every two years.
How long does it take to get life insurance in New Jersey?
The process can take from a few days to several weeks. Simplified issue policies may be approved in 1 to 2 days, while fully underwritten policies require a medical exam and can take 4 to 6 weeks.
Are there New Jersey laws about life insurance beneficiaries?
Yes. Under New Jersey law, you can name any person or entity as a beneficiary. If you do not name a beneficiary, the death benefit goes to your estate. Spouses have certain rights to life insurance proceeds under state law.