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Life Insurance Agents in Woodbury Heights, NJ

Looking for a life insurance agent in Woodbury Heights? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Woodbury Heights, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 life insurance agents in Woodbury Heights, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Modern Benefits, LLC
992 Mantua Pike Suite 107, Woodbury Heights, NJ 08097
(856) 204-0384
Farmers Insurance - South Jersey Ins Agcy LLC
241 Glassboro Rd, Woodbury Heights, NJ 08097
(856) 975-9686

Life insurance agents in Woodbury Heights, New Jersey help residents find policies that meet their financial needs. New Jersey law requires agents to hold a valid state license and follow specific regulations for policy disclosures. Local agents can explain how coverage options apply to families in Gloucester County.

What Does a Life Insurance Agent in Woodbury Heights Cost?

Typical costs for life insurance in New Jersey vary by age, health, and policy type. A 40-year-old in good health might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license issued by the New Jersey Department of Banking and Insurance. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years.
How long do I have to file a life insurance claim in New Jersey?
New Jersey does not have a specific statute of limitations for life insurance claims, but most policies require prompt notification. Beneficiaries should file a claim as soon as possible after the insured person dies. Delays can complicate the process and may affect payout timing.
Can a life insurance agent help with New Jersey estate taxes?
Yes, a life insurance agent can explain how policy proceeds may affect New Jersey estate taxes. New Jersey has an estate tax for estates over a certain threshold, though the state has been phasing it out. An agent can coordinate with an estate planner to structure coverage appropriately.