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Find Life Insurance Agents Near You in Ballston Lake, NY
Compare life insurance agents in Ballston Lake. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Ballston Lake, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 life insurance agents in Ballston Lake, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Allstate Personal Financial Representative: JOHN LOFRUMENTO
5 Longkill Rd, Ballston Lake, NY 12019
(518) 207-9484
agents.allstate.com
Lofrumento Agency
5 Longkill Rd, Ballston Lake, NY 12019
(518) 877-7447
lofrumentoagency.com
Life insurance agents in Ballston Lake New York help residents choose policies that protect their families. New York requires agents to hold a valid state license and follow strict regulations. Local agents can explain term life whole life and other options available in the state.
What Does a Life Insurance Agent in Ballston Lake Cost?
Life insurance costs in New York vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250000 dollars in coverage. Whole life policies cost more often starting at 100 dollars per month. Premiums are regulated by New York law to ensure fairness. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do life insurance agents in Ballston Lake need?
Agents in New York must hold a life insurance license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I choose a life insurance agent in Ballston Lake?
Look for an agent with a valid New York license and experience with policies that fit your needs. Ask about their familiarity with New York insurance laws such as the grace period requirements. Check their reputation through local reviews or the state insurance department.
What types of life insurance are available in New York?
Common types include term life whole life and universal life insurance. New York law requires certain policy provisions like a free look period of at least 10 days. Your agent can explain which type matches your financial goals.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.